Fires in homes, businesses and churches are in the newspaper headlines on a daily basis. Wildfires are lead-in stories on the evening news. And just a short time ago, hurricanes were the main topic of discussion. Disasters don't stop because of a slow economy!

And now, you’re most likely reading and hearing stories about the increasing number of thefts. Some statistics show a jump of 2% and 3%, while others have stated a 30% increase over last year! And these thefts that we learn about aren’t just bank robberies and people driving away from the gas pump without paying. These incidents include employee theft and household contractors!

Though times are tough, and we all look for ways to cut back, now is not the time to lessen your security. In fact, it’s the best time to make sure you’re as safe as you possibly can be. Protect yourself with an alarm system, sufficient insurance and a personal property inventory for your business or home.

If you do experience a fire, theft or other loss, you'll have a harder time recovering financially without this documentation. The reason is that you’ll be able to remember and prove ownership. Those who file a claim after a major loss state that they recover only 30% to 50% of what they needed to get back to where they were before.

This economy will make it harder to recover. You won’t have the excess funds you might have had before, and your investments are dwindling, which means it will be even more painful to pull money out of one of these accounts just to buy furnishings for you house or business – all because you couldn’t remember and prove ownership of your belongings. An inventory service will provide an extremely favorable return on your investment if you need to file a claim!

Author's Bio: 

Cindy Hartman is President of Hartman Inventory, a woman-owned business. She is also co-founder of Hartman Inventory Systems, a complete personal property inventory turnkey business package that helps you start and grow your own home inventory service. Included is a thorough marketing package, hands-on training, operations manual, life/business coaching program and continued support and mentoring from the founders.