Self Improvement Site
On The Internet! Take the Self Improvement Tour
On The Internet! Take the Self Improvement Tour
Articles from Graham flaherty | Selfgrowth.com
- Shared housing in the UK – the new norm? - by Submitted on Feb 05, 2021 from Graham flahertyThe popularity of HMOs HMOs (or houses in multiple occupation) are properties which are shared by at least three tenants who are not from one family or single household. HMOs are otherwise known as shared housing and are commonplace in cities such as London due to high property ...
Views: 406 - Leasehold Reform – Ability To Extend Property Leases At Zero Ground Rent - by Submitted on Jan 12, 2021 from Graham flahertyThose who own leasehold properties will now be able to extend their lease by up to 990 years and pay no ground rent. The government has introduced new legislation in response to public outcry on how ground rent was negotiated. Some houses and flats were sold with a clause that ...
Views: 417 - How To Invest In UK Property - by Submitted on Dec 04, 2020 from Graham flahertyBefore you even consider a property investment, you should read our ultimate guide on how to invest in property. There are many ways you can access the property market. You do not need to buy a property outright yourself, as that will only be an option if you have significant capital in ...
Views: 517 - Developing a Buy-To-Let Strategy - by Submitted on Dec 04, 2020 from Graham flahertyA strategy is a plan of action and steps that one should take to achieve a long-term goal. Buying to let simply means purchasing property to generate rental income, some people call it btl investment. Purchasing rental investment properties seems straightforward. However, there are ...
Views: 439 - How To Apply For a Buy-To-Let Mortgage - by Submitted on Dec 04, 2020 from Graham flahertyThere are many different types of buy-to-let mortgages available, such as interest-only buy-to-let mortgages to repayment mortgages. You may choose to purchase through a company, in which case you would need to take out a limited company buy-to-let mortgage. Mortgage availability and criteria ...
Views: 455 - Guide On Tax For Buy To Let Property - by Submitted on Dec 01, 2020 from Graham flahertyBuy to let property can be profitable, but you must be mindful of the taxes that you will have to pay, which will impact your revenue. Here is your definitive guide to tax on buy-to-let property, which details what taxes may be levied on your property, both when you buy it and also on the income ...
Views: 581 - How Do London Commuter Towns Compare With Big Cities In Term Of Life Satisfaction? - by Submitted on Jul 07, 2020 from Graham flahertyIt is a well-known fact that London is one of the most unhappy places in the UK. The gap between the wealthiest residents and the poorest can exacerbate anxious and unhappy feelings and the capital is consistently ranked as one of the most unequal cities. We have seen that economic equality ...
Views: 460 - Exchange rate in SA – Is there any better time to invest than the present? - by Submitted on May 15, 2020 from Graham flahertyThe exchange rate between the rand and other currencies continues to fare poorly. Despite some uplift due to the election of Ramaphosa, it has failed to do much better. It seems for the long term it will not, is there a better time to consider investing elsewhere apart from now? Or do we ...
Views: 461 - Fundamentals to consider before investing in student property - by Submitted on Mar 30, 2020 from Graham flahertyWhat should investors consider when choosing to invest in student property? Since the Conservatives lifted the cap on university admissions, the number of students going to university has swollen. However, not all institutions have benefitted equally. Whilst Russell Group universities have ...
Views: 523 - Reducing buy to let taxes through these property sectors - by Submitted on Mar 06, 2020 from Graham flahertyLandlords are finding it increasingly difficult to make a profit through buy to let property due to additional taxes levied and the scrapping of mortgage interest tax relief. The government has made buy to let a less attractive option and due to the difficulties, between 24% – 38% of landlords ...
Views: 611 - Our Predictions for the Property Market in 2020 - by Submitted on Feb 03, 2020 from Graham flahertyNow that 2020 is upon us, we give our analysis on what will happen within the property market in the year ahead Property prices will increase In the 2019 general election the Conservative party won a majority. This has allowed them to press ahead with Brexit and has allayed the ...
Views: 622 - How Will The 2019 General Election Affect Property Prices? - by Submitted on Nov 22, 2019 from Graham flahertyWith deadlock in parliament regarding Brexit negotiations, Boris Johnson has called a general election for the 12th December 2019. His aim is to get a majority Conservative government so that his deal for exiting the European Union can be passed through parliament. Currently the Conservative ...
Views: 514 - Investment Opportunities in London’s Student Hot Spots - by Submitted on Nov 11, 2019 from Graham flahertyBeginning your studies in London can be overwhelming. The city is made up of 32 boroughs covering 607 square miles and home to almost 9 million people. There are 40 higher education institutions (excluding London branches of foreign universities) educating over 400,000 students. It goes without ...
Views: 633 - Look to the midlands for high yielding property and capital growth - by Submitted on Oct 01, 2019 from Graham flahertyOften overlooked for property investment, towns and cities in the midlands provides some of the best returns in the country. The rest of the UK is easily accessible from the midlands which makes it attractive to people who need to commute across the country for work or to visit relatives. With ...
Views: 524 - Liverpool in the top five tourist destinations in the UK - by Submitted on Sep 06, 2019 from Graham flahertyLiverpool has overtaken Birmingham to become the fourth most visited city for overseas tourists in the UK The home of The Beatles, two Premier League teams, the largest collection of Grade-II listed buildings and the European art outside of London. Liverpool has plenty of attractions but in ...
Views: 602 - Where is the UK’s Second City for Property Investment? - by Submitted on Aug 23, 2019 from Graham flahertyWhilst Birmingham and Manchester compete over the UK’s “second city” status. They also compete on which place is more lucrative for investment The birthplace of The Smiths vs the birthplace of Duran Duran; Manchester and Birmingham both contribute massive amounts to the UK in terms of ...
Views: 592 - Applications To Universities Rise - by Submitted on Jul 24, 2019 from Graham flahertyApplications to universities rise as students still find studying in the UK attractive – despite Brexit Applications to universities rose for the first time in three years. A total of 561,420 people applied to start a course in 2019, almost 2,500 more than at the same time last year. This was ...
Views: 893 - What Is Capital Growth And Rental Yield? - by Submitted on Jul 22, 2019 from Graham flahertyBefore investing in property, it is vital that you are familiar with these terms and understand what you want to achieve from your property investment What Does “Rental Yield” Mean? The term rental yield is used to determine how much profit you will make through renting out your property. ...
Views: 573 - Investing in Student Property Checklist 2019 - by Submitted on Jun 25, 2019 from Graham flahertyWhen deciding whether an investment will be fruitful, there are many factors you will need to consider. Consider our investing in student property checklist to learn more… 1. Location Developments in certain areas fare better than others when it comes to student accommodation ...
Views: 569 - What Is A Freehold Property? How Does It Differ From A Leasehold? - by Submitted on Jun 24, 2019 from Graham flahertyWhen buying property, freehold and leasehold are just two terms you will come across. It is vital you know the difference between a freehold property and a leasehold property, so what sets them apart? When buying property in England and Wales, you will come across the terms freehold and ...
Views: 598 - Digbeth – The Shoreditch of Birmingham? - by Submitted on Jun 24, 2019 from Graham flahertyWhy is Digbeth being touted as the Shoreditch of Birmingham? Interspersed with street art, craft beer pubs and creative working spaces, you could be mistaken in thinking you were walking through London’s Shoreditch. It’s Birmingham’s Digbeth, an exciting area that is experiencing a phenomenal ...
Views: 821 - Is “Brexit Boredom” Boosting House Prices? - by Submitted on May 18, 2019 from Graham flahertyDelays to the leaving process has caused some buyers and sellers to take their chances with the process as they cannot put their lives on hold and wait for a deal As March 29th (the day Britain was supposed to leave the EU) loomed, both sellers and buyers were reluctant to make a property ...
Views: 653 - Consider Investing In Property In Nottingham For High Yields - by Submitted on Apr 20, 2019 from Graham flahertyRising House Prices In The East Midland’s City Means That High Yields And Good Levels Of Capital Growth Can Be Achieved House prices in Nottingham have risen by 5.6% between October 2017 and October 2018, according to the Land Registry. The overall average price for a property in Nottingham ...
Views: 635 - Look Outside Of London For Brexit - Beating Property Investment Opportunities - by Submitted on Apr 11, 2019 from Graham flahertyBrexit is looming and much is uncertain. This has certainly had an impact on property in London, but are there any other areas that are “Brexit-proof”? With Brexit looming and a deal still not reached, many investors are feeling hesitant about investing so much money in London. As a result, ...
Views: 633 - How Holiday Rental Properties Make Tax Efficient Investments - by Submitted on Apr 08, 2019 from Graham flahertyWith The Changes To Tax Regulations Over The Years, Buy To Let Has Become Less Profitable. Is There Money To Be Made In Any Other Property Investment Type? Recent tax changes have made buy to let less profitable in recent years. In 2015’s Autumn Budget it was announced an additional 3% ...
Views: 543 - Where are the Best Places to Invest in UK Property in 2019? - by Submitted on Jan 30, 2019 from Graham flaherty2019 is finally upon us and with the uncertainty surrounding Brexit, many are apprehensive about investing in the UK property market. We believe that there is still opportunity to be had, if you know where to look. Read on to find out where we think the best places to invest in UK property in ...
Views: 900(1 vote) - China Trade Wars Effect on the Emerging Market - by Submitted on Dec 13, 2018 from Graham flahertyWith the focus on Britain’s exit from the European Union, China’s trade war with the emerging market is going unnoticed With Brexit negotiations in the UK stalling, many in the UK are becoming frustrated and believe the government should just “get on with it” and reach an agreement. This is ...
Views: 697 - Brexit – Its Effect On The UK Economy And Why Now May Be A Good Time To Invest! - by Submitted on Dec 10, 2018 from Graham flahertySince April 2018 the pound sterling has been in freefall and was officially marked as one of the most unstable and unpredictable instruments on the forex market. It looks like unless Theresa May can put together a deal that appeases the majority, the pound will continue to perform badly and ...
Views: 852 - What The 2018 Autumn Budget Means For Investors - by Submitted on Nov 05, 2018 from Graham flahertyPhilip Hammond’s eagerly awaited 2018 Autumn Budget was announced yesterday, and there stands to be some big beneficiaries. But how do investors and house-buyers fare? This was Philip Hammond’s third budget as chancellor and the main points that reached the headlines were the income tax cuts ...
Views: 870 - Know About The Best Services For Purchasing A Student Apartment In The UK - by Submitted on Oct 06, 2018 from Graham flahertySouth African university rankings slip Following the fees must fall campaign, concerned parents started to make plans to send their children overseas to study. The ranking of South African universities has generally been on a steady decline since 2014. The university rankings are not ...
Views: 862 - Know About The Opportunities For Investors in The Downsizing Crisis in Britain - by Submitted on Jul 31, 2018 from Graham flahertyOver 620,000 over 65s have considered downsizing, but cannot find suitable alternative accommodation As the baby boomer generation enjoyed a period of unprecedented wealth they were able to afford sizeable houses. Now, as that generation enters retirement, an increasing number are finding it ...
Views: 838 - Buying property in the UK as a non-resident – what you need to know - by Submitted on Jul 03, 2018 from Graham flahertyIf you are an overseas buyer, you may be considering buying property in the UK as a non-resident whilst the value of the pound sterling is down. Before you decide to invest, read our guide on things non-resident buyers need to know about investing in UK property. Freehold vs Leasehold ...
Views: 1035(1 vote)