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'It's just a stage you're going through...' - how many times have well-meaning friends and family members said that to you over the course of your lifetime? And don't expect them to stop now, because, as far as retirement is concerned, there are six identified stages that most retirees go ... Views: 2293
When terminally ill patients are feeling relatively well, doctors may sometimes avoid discussing important end-of-life care issues with them, a new study has found.
In January of 2009, the Journal of Cancer surveyed close to 4,000 physicians and asked them how they would counsel a ... Views: 2284
Question: In a recent post you had strategies for strengthening your retirement picture for people in their 50’s and 60’s. What about those of us in our 20’s to 40’s? Maxine, Tenafly, NJ
Answer: Maxine, I didn’t mean to leave you and the other youngsters out. Here’s a checklist to get you ... Views: 2282
About twenty years ago, I became incredibly curious about how the second half of one’s life can develop. Some of this interest came from observing my family: when I was born, my grandparents were in their early forties, and I was fascinated with choices they made in life. ... Views: 2265
Just because you are retired, it doesn’t mean that you aren’t still capable of working, and that you don’t still have a lot to offer. A lot of retired persons are taking on flexible jobs that allow them to earn additional income without having to be stuck in a job that they hate, and working ... Views: 2249
In a recent interview, I was asked the following question:
What are your best tips for single women who want to plan their retirement?
This was my answer:
1. If you haven't done so already, start to think about what a successful retirement would look and feel like for you. What do you ... Views: 2248
Retiring from ones job can be a stressful time but it doesn’t have to be. Realize that it’s natural to be nervous, anxious and/or confused when you’re going through a major life change. Your decision to retire is causing you to step outside your comfort zone and is forcing you to make many new ... Views: 2237
No, your man is not your retirement plan. Tough words, I know. But, regardless how great your relationship is with the man in your life, recognize that there are three undeniable realities that make it critical that you be able to stand on your own two feet.
Three Undeniable ... Views: 2229
Retirement planning is one of the most important plans for the future an individual can have, because it will allow you to know how you will live during your retirement years. There are many things to consider during this process, including the future costs of daily living expenses, your ideal ... Views: 2222
“Banks will close, currency will change, what happened last fall was a shadow of what’s coming,” says Dr. Richard Ruhling, author on current events and Bible prophecy, noting that when the U.S. Senate met to approve a $760 billion bailout, the new moon on October 1 signaled the Feast of ... Views: 2198
Most of us have moments or glitches when we have trouble remembering something that just happened, like where we placed our keys when we got home, or the name of someone you met 10 minutes earlier.
In younger people, there could be a host of reasons why these things happen. There are many ... Views: 2178
Buying a car is a big decision one must understand. Nowadays, a lot of people especially those who belong in the average life status couldn't able to afford to buy a certain car in cash. That's why, the need of a car finance loan is very evident in the market. There are lots of car finance ... Views: 2161
To survive as a stranger in a strange land – a visitor in a new land – requires education and enough personal depth to avoid unfair prejudices that result from ethnocentrism.
AFTER WORKING nearly eight months months to get a special “pensionada” visa, scouting out the correct pet carriers to ... Views: 2161
With the current economic climate everyone is looking for money management tips that will help ensure financial security. We all want to save money and get the best value for our dollar, yet it often seems as if we struggle just to make ends meet, leaving little left at the end of each ... Views: 2159
When you are doing your job hunting, is it very important to have a good resume? The answer is “yes” and “no”.
Basically, the resume is merely a calling card; it introduces you in outline form to a prospective employer. Your only aim is to make this introduction as painless as possible for the ... Views: 2125
Despite what the current administration says and would like us to believe, the current financial crisis is not over; in fact it's probably just beginning. If you're paying attention, it doesn't take a genius to figure out that we're on the verge of a catastrophic collapse in the market that ... Views: 2119
Preparing for your retirement is a task that should never be ignored. While most people would like to "deal with it later", saving early for this soon-to-be stage of your life can make a huge difference in the future, particularly if you desire to quit your job and enjoy life sooner. ... Views: 2117
Do you find yourself approaching retirement age and worrying if you’ll have enough money to last? Many seniors who have retired have gone back to work in order to supplement their retirement income. Some work for minimum wage while others continue at their current job.
Many seniors watched ... Views: 2109
Two of the potential pitfalls of the 'Routine' stage of retirement are becoming set in your ways by having too rigid a routine and leaving no time or scope for fun and spontaneity in your life.
With that in mind, here are my top ten ideas for bringing more everyday 'adventures' into your ... Views: 2100
Don't be idle with all the opportunities out there! Check out the many, many listings for paid jobs, volunteer opportunities, and even internships at any of the websites below. Many volunteer jobs provide training and/or open the door for positions with remuneration, so keep an open ... Views: 2094
If you do business in the United States, then the threat of a lawsuit constantly hangs over your head. You might be looking at a lawsuit if a customer feels that a product that they purchased from you harmed them in some way. If you are not protected, then you could lose all of your assets in a ... Views: 2071
Question: I’m a 57 year old clinical physician thinking about slowing down in the next few years. I don’t feel I have enough money to retire but maybe I do? How do you analyze a client’s finances to make this determination? Any thoughts you could provide would be greatly appreciated. Lia, ... Views: 2065
That is the question being contemplated by millions of American’s and their tax preparers. In case you haven’t heard, beginning January 1, 2010, any investor may convert their traditional IRA to a Roth IRA. Unlike prior years where where there were income limitations, no IRS income limits will ... Views: 2060
Is your posting on sociable networking sites thoroughly prepared? Have you been seeing the outcomes you desire out of your social media written content? If not, you need to produce or update your prepare for creating your on the internet presence. Listed below are 7 elementary methods to ... Views: 2049
ARE YOU A retiree who is looking for something intriguing and fun to do, while making extra money? If your answer is yes, you are not alone.
In fact, most older employees (65 percent) recently told researchers they would like to have some form of work in their retirement, according to a 2011 ... Views: 2032
If you have a tendency to put others before your needs, you may want to learn how to put yourself at the top of your list. This doesn’t mean you don’t still care about other people. It means you value yourself as much as you care about everyone else.
A friend is planning the first few months ... Views: 2029
The stock market is unsettled … and perhaps its fluctuations are unsettling you. It’s a stressful time for the economy and Wall Street, and you may be concerned about your portfolio given what’s going on with oil prices, the real estate market, and rising unemployment figures. It may be a good ... Views: 2022
'It's just a stage you're going through...' how many times have well-meaning friends and family members said that to you over the course of your lifetime? And don't expect them to stop now, because, as far as retirement is concerned, there are six identified stages that most retirees go through ... Views: 2022
'It's just a stage you're going through...' - how many times have well-meaning friends and family members said that to you over the course of your lifetime? And don't expect them to stop now that you're about to retire, because, as far as retirement is concerned, there are six identified stages ... Views: 2021
One of the problem business owners have - especially small business owner - is how to set up their retirement plan without having to provide it for the whole world! If you try to set up a 401k or other Federal plan you have to include your employees. Now as a small business owner myself, I ... Views: 2021
Guide to Precious Metals IRAs
Stock brokers and investment advisors typically won’t mention it (for reasons described by Money Metals columnist Guy Christopher), but it is simple to own something other than the run-of-the-mill paper assets they are paid so handsomely to sell into your ... Views: 2009
Your retirement income investment plan starts now, right now, no matter how old or well heeled you happen to be.
Step One is to understand what a retirement plan is, and to identify the three large numbers you need to keep track of while you are developing your stash. With these three totals on ... Views: 2008
Seniors who have yet to put insurance into their retirement plan may find that a small amounts of whole life is the best option for protecting a spouse or providing final expenses after they are gone. While many people may have already purchased some form of term policy for the protection of a ... Views: 1990
An area where many individuals get into tax trouble is when splitting their Qualified Retirement Accounts (QRPs) and Individual Retirement Accounts (IRAs). Once you have come to the revelation that your assets must be split you may be tempted to start the process by making pre-divorce transfers ... Views: 1985
Question: I plan on retiring in 15 years (at age 60) and currently have 85% of my money in stocks. I’ve been maxing out my 401(K) since I was 21, and in the last year, I have seen some frightening drops in my funds. Should I be making any kind of changes to prevent more losses? Larry, Texas ... Views: 1981
What’s your retirement style? I've identified four different types of retiree - Activists, Individualists, Specialists and Traditionalists.
Activists are the movers and shakers in retirement, the trailblazers - the ones who start new charities and foundations. They are the ones who fight ... Views: 1980
Retirement planning means far more than addressing money issues, Jane C told me.
The retired nurse expected to feel happy upon retirement, but found herself, instead, "just miserable nearly every day." Sitting at her kitchen table, drinking a cool ice tea, Jane told me her story.
As a ... Views: 1977
Retirement planning means far more than addressing money issues, Jane C told me.
The retired nurse expected to feel happy upon retirement, but found herself, instead, "just miserable nearly every day." Sitting at her kitchen table, drinking a cool ice tea, Jane told me her story.
As a ... Views: 1977
Are you thinking of your future and how you can give yourself financial security? At this stage, I am guessing that you are thinking about where to invest your money. Well, I would like to mention that there are benefits of gold IRA. You may be wondering what they are in comparison to the other ... Views: 1976
Frederick Ashton may be the an amazing individual when element comes to you for additional details on going to be the ballet and going to be the opera. There are a lot of those it is certainly plausible that are aware of that this man and what person has accomplished because they are familiar so ... Views: 1968
What's your retirement style? I've identified four different types of retiree - Activists, Individualists, Specialists and Traditionalists.
Traditionalists want a traditional 'rest and relaxation', 'pottering about' type of retirement. They don't want to change the world, or even ... Views: 1960
AS A NEWLY retired person, do you REALLY expect EVERYTHING to go as planned?
Consider the retiree who chooses to move to another country as an expat and then winds up going back home, giving up on the dream of living in a new culture because he or she can't seem to make needed cultural ... Views: 1955
You go to school, you get your education, you get your experience and your working world should be in pretty good shape right? While that may be true for many of you I’ll bet my bottom dollar it’s not true for each of you.
Would you like this to be true for you? Heck Yes! Why wouldn’t you? ... Views: 1945
Much like niche restaurants that come and go, niche investments come into and out of favor, as well. Just as everyone had to be the first to try out that new donut or cupcake shop on the corner, the new craze to hit the investment world is the narrowly-focused exchange-traded fund.
ETFs ... Views: 1939
A reverse mortgage funding senior’s retirement can be an excellent way to supplement a retirement plan. Advisors are able to meet with seniors and determine the most effective plan of action and which plan may be right for the seniors to fund the retirement years. The knowledge and education ... Views: 1927
There used to be this image of retirement that included "the country" as a setting. It was a quaint notion, expressed in terms of "I'm going to retire and move out to the country". Even the great consulting detective Sherlock Holmes eventually retired from his hectic life in London to become a ... Views: 1926
What’s your retirement style? I've identified four different types of retiree - Activists, Individualists, Specialists and Traditionalists.
I think of Individualists as the self-actualisers of the second half of life - they have the need to fulfil their potential and be all that they can ... Views: 1920
What’s your retirement style? I've identified four different types of retiree - Activists, Individualists, Specialists and Traditionalists.
Specialists are the enthusiasts, the devotees, the people who have a continuing (often lifelong) passion for their work - they love what they do so ... Views: 1918
Many people fail to see that skills fade, but assets are forever.
They don’t know their entire financial education in their lives is completely WRONG!
Too many people believe that a good job, good skills, and a positive attitude will make them great wealth. The problem is that it just ... Views: 1905
Are you about to retire soon and thinking about your future? Are you thinking of where to invest in? I would like to share with you the benefits of gold IRA investments. These are in my opinion a better option if you have the money to chip in and get some. I would rather you get them than a ... Views: 1904
When you look back at your life are you proud of who you are and what you have become? Are you the person you thought you would be?
As a woman in your fifties or beyond you have had more than several decades as an adult. I am sure you had hopes and dreams, goals and plans. At least I hope you ... Views: 1899