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- How Do You Know When It's Time To Retire? - by Submitted on Mar 04, 2010 from Ann HarrisonHow do you know when it's time to retire? Try some of the following on for size... 1. Work has begun to interfere with all the many other things you want to do - fitting them all into weekends and holidays is becoming more impossible or unpalatable. 2. Life just seems too short to carry ...
Views: 13546 - Benefit of investing in High Dividend paying companies - by Submitted on Jul 31, 2020 from Lukas D.We all tend to invest in companies which are earning good profits and have a good future earning potential but how many of us tend to care about what the company tends to do with these profits. Very few retail investors tend to look into whether the company intends to re-invest the past profits ...
Views: 11870 - The pros and cons of downsizing your home after retirement - by Submitted on Feb 01, 2011 from Ann HarrisonI've been thinking about the advantages and disadvantages of downsizing to a smaller home after retirement. This is what I've come up with so far... Advantages The first and most obvious advantage is that, if your existing home is worth a lot of money because of its location and size, ...
Views: 6912 - Giving Meaning to the Rest of Your Life - by Submitted on May 15, 2007 from Gordon BurgettWant to ... jump-start your life, a quick-fix of new energy and purpose? ... stop running in five directions at once? ... get in sync with your mate? ... find some life balance, harmony, and meaning? Maybe it's time to take control. Like making a no-nonsense plan for the rest of your ...
Views: 6464 - Retirement Living On A Low Income Can Still Be Fun! - by Submitted on Mar 18, 2008 from Ernie ZelinskiThere is a lot of misinformation coming from financial institutions and the media about how retired people with low incomes can't have much enjoyment in retirement. Perhaps these "experts" on retirement should check out some research performed by Claritas, the organization that classifies ...
Views: 5961 - After You Retire - by Submitted on Jun 20, 2007 from Thelma MarianoThe day has finally arrived. You just said goodbye to your colleagues and now you are retired. For years you dreamed of this - being able to stay up late, sleep in when you choose, go on vacation during what USED to be your busiest period at work. What’s it really like? Most people ...
Views: 5753 - Overcoming The Fear Of Retirement - by Submitted on Jan 02, 2008 from Sheri FalconeDid you dream of the day you could retire? As the days approached, did you say to yourself “when I retire I’m going to do all the things I haven’t been able to do because I’ve been so busy working and earning a living”. Retirement should be a time where you can take it easy, slow down the pace, ...
Views: 5739 - “Senior Proofing” Bathrooms – Ways to Prevent Falls and other Accidents - by Submitted on Jan 18, 2011 from Gloria Hao SchneiderMany seniors fall victim to neglecting personal hygiene, not out of forgetfulness, but because navigating themselves through a slippery bathtub or shower is not only exhausting, but also downright scary. Although they may resist it in the beginning, seniors who wish to stay at home and prolong ...
Views: 5311(2 votes) - Nine Mistakes People Make When Caring for a Dying Parent - by Submitted on Jan 27, 2011 from Sky PalmaThinking that they’re off the hook if a sibling is doing the primary care Although it's rare for siblings to care for a parent equally, ideally, it should be a family responsibility. Not treating it as such will haunt you later on, even if you live far away from your ailing parent. Sometimes ...
Views: 4998(1 vote) - Caution-Retirement May Be Hazardous To Your Marriage - by Submitted on Jan 19, 2008 from Tony LacertosaOne challenge facing today's two career families is how to deal with the issue of both husband and wife retiring. At some point these couples will confront situations they may not have anticipated. Making plans for one retirement is stressful enough but without addressing potential problems ...
Views: 4888 - Retire Early So That You Can Retire Happy Before You Expire! - Positive Retirement Quotes to Help You Do So - by Submitted on Mar 18, 2008 from Ernie ZelinskiRetirement can be the best time of our lives. Unfortunately, the first part of many people's lives is wasted on boring work and the last part is wasted on a boring retirement. The good news, however, is that many more people enjoy retirement than those who don't. Clearly, retirement can be a ...
Views: 4799(1 vote) - ***Obamacare - Separating Facts From Myths - by Submitted on Mar 30, 2010 from Bill LoseyConfusing doesn’t even begin to describe it. Throughout the very long debate over health care reform, a great deal of misinformation (spurred by presumption or misunderstanding) was circulating. Additionally, many changes and alterations to the proposed law were made along the way. At this ...
Views: 4747(17 votes) - Plato, Aristotle, And Me On The Contemplative Life And Retirement - by Submitted on Mar 06, 2008 from Bernie DahlAs I approach my seventieth birthday, I look back in wonderment at my careers, defined in the broadest sense, as a student (to age 33!), then a physician and consultant, as well as a real estate developer, and more recently, as an author, publisher, and keynote speaker. Today in my “early ...
Views: 4568 - *** How Long Will it Take to Double My Money? - by Submitted on Apr 27, 2009 from Karyn MaierQuestion: I just inherited $200,000. If I put it in a bank CD, how many years will it take before it’s worth $400,000? Answer: 14.4 years – assuming your interest rate is 5%. In the financial planning world there is something called the “Rule of 72”. It’s a very simple way to compute and ...
Views: 4197(2 votes) - Retiring Soon? 14 things you should do NOW to prepare for retirement. - by Submitted on Mar 04, 2010 from Ann Harrison1. Make an early start on planning and thinking about your life after retirement - not just the financial aspects of retirement, but the way that you want to live your life, where you want to live it, how you want to spend your time, who you want to spend it with, etc. 2. Try to become less ...
Views: 4166 - 3 Simple Steps To Having Enough Money To Retire - by Submitted on Aug 08, 2010 from Todd TresidderIt’s no secret that you should be saving money for retirement over and above what Social Security, your pension or 401(k) plan will cover. But do you know how much money you need to retire so that you can maintain your chosen lifestyle? Most people don’t and the consequences can be ...
Views: 3994(2 votes) - Retirement Best: Find Passion in Senior Activities - by Submitted on Mar 17, 2009 from Cathy SeversonThe baby boomers retiring today understand thirty years of retirement golf isn’t enough to create a fulfilling retirement life. Learning how to find a new passion is the key to a successful boomer retirement. “What am I going to do with my time?” is the question the baby boomers retiring ...
Views: 3813 - How To Absolutely, Positively Make Retirement The Beginning Of Life — And Not The End! - by Submitted on Dec 22, 2007 from Ernie ZelinskiIn the course of a lifetime people pick up the knowledge and skills to build careers, raise their families, and accumulate material possessions. But not much of that prepares them for life in retirement. How do they handle leisure time? How do they keep their minds in tiptop shape? How do they ...
Views: 3527 - The 6 Stages of Retirement - Stage 4 - by Submitted on Mar 04, 2010 from Ann Harrison'It's just a stage you're going through...' - how many times have well-meaning friends and family members said that to you over the course of your lifetime? And don't expect them to stop now, because, as far as retirement is concerned, there are six identified stages that most retirees go ...
Views: 3422(2 votes) - Network Marketing, Senior Citizens And Retirees - by Submitted on Dec 01, 2009 from Richard OBrienSenior Citizens,Retirees And Network Marketing Their are many people who are either voluntarily retired or forced into retirement, because of the way the economy is changing right now. Some have been downsized and some have received retirement packages. This does not mean that they are not ...
Views: 3300(2 votes) - Why Every Senior Should Consider Community Living - by Submitted on Jun 23, 2016 from John Cochrane IIIBefore Sandy moved to a senior living community, she lived alone in a Pasadena condo. Early retirement from an engaging and challenging career meant the loss of daily contact with friends she was accustomed to and enjoyed.Her daughter, Michelle, began to worry about the toll isolation was having ...
Views: 3288 - Four Phases of Retirement: The Truth About Being Retired - by Submitted on Apr 27, 2009 from Cathy SeversonWhat is retirement really like? As the baby boomers enter retirement, they want to age differently than their parents. While golf and travel may still be part of the vision, most new retirees realize that retiring isn’t about old people. With twenty or thirty years left, that’s a lot of time ...
Views: 3190 - Retirement Hobbies Are Best Developed Before Retirement. - by Submitted on Dec 22, 2007 from Carmen PaynterThe following comment was made regarding retirement planning. "Hobbies and civic activities should only be included if they relate to your job or if you have achieved some level of distinction in doing them." Now just a minute! Unless the brain is to be retired immediately, this is in no way ...
Views: 3145 - Early 401k Distributions - by Submitted on Dec 03, 2009 from Peter RichonEarly 401k Distributions by Peter Richon For one of many various reasons, lots of people find themselves accessing their tax-deferred retirement savings accounts before the age of 59 & 1/2. For some, they need to money to pay off debts or to cover living expenses. Others would like to help ...
Views: 3136(4 votes) - UK Self Storage an Ideal high yield investment - by Submitted on Apr 28, 2012 from Paul DexterThe UK Self Storage Investment is The first tangible investment currently available in the UK allowing a very low cost entry into the high return self storage industry. It's a fact the UK's top self storage companies have seen the highest growth and the highest yielding returns within the ...
Views: 3123 - The 6 Stages of Retirement - Stage 1 - by Submitted on Mar 04, 2010 from Ann Harrison'Retirement is often viewed as an 'event' when retirement is actually both a process (requiring planning and adjustment) and a life stage (lasting for multiple years.)'Christine A. Price, Ph.D 'It's just a stage you're going through...' - how many times have well-meaning friends and family ...
Views: 2975(2 votes) - Boomer Retirement: What are the Challenges of Being Retired? - by Submitted on May 18, 2010 from Cathy SeversonWhat are your retirement goals and dreams? The boomer retirement will be different from former generations. There are new challenges to being retired. It still to be determined whether it will better or worse. Will the boomer retirement be a happy one? Do you want to have a retirement ...
Views: 2963 - ***Your Retirement Portfolio: The Potential Of The BRIC Nations - by Submitted on Feb 17, 2010 from Bill LoseyBrazil. Russia. India. China. These four nations have some of the fastest-growing economies on earth and are becoming drivers in the world economy. In the coming decades, they may command as much attention as the U.S., Japan and other “heavy hitters” … or more. The future aside, we know one ...
Views: 2947(34 votes) - ***Bill Losey: How To Find A Trusted Financial Advisor - by Submitted on Mar 15, 2010 from Bill LoseyQuestion: My husband and I have made the decision to start working with a financial planner this year. The problem is there are so many to choose from. How do I know who I can trust and who is a good fit for me? Sally, NY Answer: Sally, the term “financial advisor” is a very broad term so ...
Views: 2939(4 votes) - Life After Retirement Can be Absolutely Great - by Submitted on Nov 04, 2009 from Brian ClarkYour life after retirement must be a new beginning. Most people come to the realization that when they reach retirement age that they have no plan for their retired lives. Many folks have a plan in place for their lives, including investing time at college to find a suitable career, ...
Views: 2939(4 votes) - Senior Citizen Communities Struggle With Hard Times - by Submitted on Feb 05, 2011 from Sky PalmaThe real estate industry is in a virtual free fall. Even as rental rates drop, vacancy rates are soaring in many locations. When the market hits bottom, the value of commercial real estate may settle at depression levels, according to some independent reports. This is a major reason assisted ...
Views: 2913(1 vote) - 7 great tips for rocking the interview and getting the right job (for the interviewee) - by Submitted on Feb 07, 2011 from Kim Seeling SmithInterviewing is one of the most stressful activities imaginable for most people. One of my clients actually moved to mainland China because she hates interviewing so much that she has a habit of taking the first job offered to her. She became a client after realising how much she hated living ...
Views: 2824 - 9 Ways to Get Ahead in Retirement - by Submitted on Apr 23, 2015 from Lucas ThomasRetirement? Resmirement. I hear this all the time from associates, coworkers, and even elders. But why? Why do fewer than half of Americans calculate how much they need to save for retirement? Why in 2012, did 30 percent of workers with access to a defined contribution plan (such as ...
Views: 2559 - Traditional Retirement Planning is in Trouble - Don't Get Comfortable the 3 Legged Stool is Broken - by Submitted on Jul 13, 2010 from Roger ElyIf you're over 60, you're probably familiar with the traditional "Three Legged Stool" model of saving for retirement; SOCIAL SECURITY, PENSIONS, SAVINGS. You may have used this method in planning your retirement income. Well don't get too comfortable - the stool's broken! If you've watched the ...
Views: 2545(1 vote) - Top 12 Bite-sized Financial Planning Tips - by Submitted on Jan 06, 2017 from Barry GlassmanIf you’re like me, it’s easy to make your New Year's resolutions but hard to keep them. You may start off strong and have good intentions, but the demands of everyday life get in the way, or the goal becomes overwhelming. This is true for getting your financial house in order too. While we ...
Views: 2532 - A Million Dollars Isn’t What It Used To Be - by Submitted on Mar 17, 2010 from William TaberThose of us in the boomer generation may remember a television show called “The Millionaire” where an anonymous philanthropist gave unsuspecting ordinary Joe citizens a check for $1,000,000 and watched how their lives were vastly changed by the ability to buy virtually anything they wanted in ...
Views: 2503(6 votes) - ***The 2 Biggest Retirement Misconceptions - by Submitted on May 27, 2010 from Bill LoseyWe’ve all heard about the “new retirement”, the mix of work and play that many of us assume we will have in our lives one day. We do not expect “retirement” to be all leisure. While this is becoming a cultural assumption among baby boomers, it is interesting to see that certain financial ...
Views: 2494(3 votes) - I Work Therefore I Am - by Submitted on Nov 19, 2007 from Gillian LeithmanFor a great number of us, work is the primary domain from which our sense of self is derived. For better or for worse, we live in a culture which strongly dictates that we identify with our work roles, defines who we are by what we do and routinely structures our lives so that we know where we ...
Views: 2459 - Can a Cup of Coffee Destroy Your Retirement Goals? - by Submitted on May 28, 2010 from Cathy SeversonIf anyone was going to succeed at retirement it is was Al. An accomplished artist, we first met at a Christmas party of a mutual friend. He was eagerly awaiting retirement as an administrator from a large California university. He was looking forward to entering a new career as an artist. ...
Views: 2450(2 votes) - Get Retirement Savings Safety, Liquidity AND Great Returns - Cake & Eat it too! - by Submitted on Aug 07, 2010 from Roger ElyAll my clients have one thing in common they want their retirement money safe but they don't want to "tie" it up - they want to enjoy it! So here's a way to "have your cake and eat it too". Many of you are looking for a safe environment to put your money to avoid the volatility of the market ...
Views: 2449(3 votes) - Recovering From Retirement Denial - by Submitted on Mar 17, 2010 from William TaberHardly a week goes by without a personal finance magazine commenting in one way or another that Americans are ill-prepared for retirement. Yet, in spite of these alarming and repetitive warnings, we Americans and specifically we Iowans appear to be in denial that the post World War II ...
Views: 2426(7 votes) - Boomer Generation Faces The New Retirement - by Submitted on Jun 01, 2010 from Cathy SeversonFrom the very beginning, baby boomers were set up to fail at the retirement game. Our shear numbers made it difficult for institutions, social security and employers to put enough away for us to retire. We bought into the myth of retirement. But, just because life hasn’t worked out exactly as ...
Views: 2416 - As More Baby Boomers Moving Into Retirement -- What Do They Want? (Stats and Facts) - by Submitted on Jun 15, 2012 from Susan KlopferDO YOU HEAR a growing rumble in the distance? Chalk it up to the coming the Baby Boomer Express, an enormous number of older folks in this country getting ready to retire. In fact, every 7 seconds an American turns 50 -- more than 12,500 people every day, the U.S. Census Bureau ...
Views: 2415 - Is Long Term Care Insurance Part Of Your Retirement Plan? - by Submitted on Jun 20, 2012 from marilyn katzShould You Consider Long Term Care Insurance? Have you ever helped an elderly friend or family member secure nursing care? If so, you may already know how expensive good nursing care can be. Of course, the cost will vary by the type of care that is needed. A full time nursing care facility ...
Views: 2407 - The 6 Stages of Retirement - Stage 3 - by Submitted on Mar 04, 2010 from Ann Harrison'It's just a stage you're going through...' - how many times have well-meaning friends and family members said that to you over the course of your lifetime? And don't expect them to stop now, because, as far as retirement is concerned, there are six identified stages that most retirees go ...
Views: 2388(3 votes) - Benefits of Systematic Investment Plan (SIP) - by Submitted on Feb 04, 2011 from Nikhil NaikWhat is SIP ? A Systematic Investment Plan (SIP) lets you invest in small amounts in mutual fund o a regular basis. It gives you a lot of flexibility and is a very convenient way of building a large corpus over a period time. In mutual fund terminology, SIP allows the investors to invest a ...
Views: 2383 - Why you should have a bucket list - by Submitted on Oct 24, 2011 from Sarah jonesWhen you are young, it seems as if there is always something to look forward to. From the weekend to a birthday party, summer vacation to Disney World there is always an event on the horizon. However, as you age it seems as if there are fewer events to look forward to. Birthdays just symbolize ...
Views: 2381 - Saving for Retirement – 5 Steps to Success - by Submitted on May 10, 2021 from Lukas D.Retirement should be an important concept to each of us. As soon as possible, we should all be focusing our efforts on saving for retirement. According to the Department of Labor, most individuals spend at least two decades in the retirement phase of their lives. By focusing on a money saving ...
Views: 2345 - ***Your Stock Market Correction Protection Plan - by Submitted on Jan 29, 2010 from Bill LoseyQuestion: This stock market is nuts! How am I supposed to protect my IRA and 401k from losing money when I’ve only got three years until I retire? Bonnie, Ohio Answer: A few years before retiring, if possible, you should begin to accumulate an amount of money that's equivalent to 2-5 ...
Views: 2328(16 votes) - Senior Brainpower: How do U.S. Seniors match up Against British Seniors? - by Submitted on Oct 22, 2010 from Sky PalmaAt the Peninsula School, the University of Cambridge, and the University of Michigan, researchers have conducted the first international comparative of cognitive function in older adults in the U.S. and Britain. The results showed that U.S. seniors preformed significantly better than their ...
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