It's a simple question: Does paying bills late really hurt your credit? The answer, however, is a little more complicated.
Which bills?
When banks look at your credit history to decide whether to loan you money, they're looking to see how well you handle the credit you already have. A ... Views: 1521
Before there was Dave Ramsey, there was the Bible. This American financial advisor will suggest many options for handling money — except reading what the Holy Bible has to offer.
Make room for charity
Trying to live on a budget is often difficult because of it requires strict planning, ... Views: 1130
In a divorce, the parties divide up their assets. However, a divorce must also account for debts. Here's what happens to debts during a divorce:
Debt is marital property
Even though it's not good marital property, debt is marital property. The parties must divide it as part of their divorce. ... Views: 1658
Men are expected to put themselves at risk. It's part of performing masculinity — the stuff everybody does every day to act like their gender "should."
For guys, this means leaping into danger. Because that's considered "manly," and being manly is what you dad taught you to be. It means ... Views: 2397
Choosing a major can be hard! Even people who have always known what they wanted change their minds, sometimes as late as their senior year in university. If you want to find a major and future career that's right for you, take your Myers-Briggs or MBTI type into consideration.
ENFP
This ... Views: 2426
Life insurance is often an avoided topic of discussion — after all, no one likes to contemplate death, particularly their own. However, this conversation is imperative for any adult. Many people do not plan ahead and then find themselves scrambling to get life insurance during or after a ... Views: 1531
Veins act as blood highways, carrying deoxygenated blood and waste products from tissues back to the heart and lungs. Varicose veins are a result of blood backing up and pooling in your veins, creating a telltale swollen and twisted shape just under the surface of the skin. Most varicose vein ... Views: 1358
When you first start your job, you love every aspect of it. You are eager to learn, and every activity is exciting. But as time goes by, some of us start to resent our jobs. You might feel stuck, frustrated, or just plain bored. But job satisfaction doesn’t always require a career change. Here ... Views: 1598
Having your house broken into is a terrifying thought, but what if the culprit decided to stick around for a bit? Most of the time, robbers know what they're doing and vanish without a trace. However, that isn't the case with the examples below. These bumbling burglars obviously didn’t think ... Views: 1101
Your vision changes as you age. Cataracts, dry eyes, and presbyopia are among the most common vision conditions seen in aging adults. Though these conditions can negatively affect your vision, there are several ways you can also combat these problems.
Cataracts
As you grow older, the lenses ... Views: 1587
An unfortunate fact of today’s society is that you could potentially be attacked at any time. Whether it be a mugging gone wrong or first-degree assault, you should be prepared to diffuse a dangerous situation, which sometimes involves handling and disarming an attacker. Learning a martial art ... Views: 1401
There is a fine line between a career and an occupation. An occupation is work that basically, as the word says, occupies your time and puts money in your pocket to pay the bills. A career, on the other hand, potentially requires greater focus and an eye on an ultimate vocational objective. Both ... Views: 4932
One of the most important parts of staying healthy and improving your overall well-being is to make sure you’re getting enough vitamins. Vitamins are naturally found in foods like fruits, vegetables, meat, grains, and dairy, and provide what our bodies need to function properly. Each vitamin ... Views: 1833
Going back to school can be a tough decision to make and even harder to do once you've been out in the working world for a while. Whether you want to finish your Bachelor’s degree or would like to go for a Master’s, there are numerous advantages to aspiring toward further education. If you’re ... Views: 1401
One of the ironic things about being a nurse is that the job can make it hard for you to stay healthy. The long hours and physical demands of the profession can lead to poor health if you are not careful. Use the following guide to ensure you stay fit as a nurse.
1. Think About Yoga
If you ... Views: 1841
Most of us were raised to always make sure we have (and wear) clean socks and underwear. As it turns out, there might be more to that advice than simple good hygiene. Recent research suggests that the quality of your clothing can have a direct effect upon your self perception and overall mental ... Views: 1836
When you have a demanding job, you might feel like it’s trying to take over your life outside of the 40 hours/week to which it’s supposed to be confined. This power struggle between work and home life tends to create an imbalance in your relationships. However, balance can be re-established and ... Views: 1653
Domestic air pollution poses a serious health threat to many. In most cases it simply reduces quality of life, but under extreme circumstances it can become lethal. Fortunately, it only takes a little bit of work to fix the problem.
Why It Matters
There are two types of air pollution that ... Views: 1190