I Donât Want to File for Bankruptcy. Are There Other Options Available?
Yes, however it is imperative that you discuss the proâs and conâs of these other options with a qualified consumer attorney before jumping into anything. While there are many ways to address unsecured debt absent a bankruptcy filing, the following 2 options are the most common:nnDebt Consolidation: Debt consolidation is a process whereby creditorâs generally agree to reduce interest rates and accept a smaller monthly payment so that all creditors can be dealt with in a