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Financial Literacy Articles
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- Comparing Annuities For Investment Purposes - by Submitted on Mar 24, 2010 from Lisa CintronMost people shopping for an annuity are looking for a way to save for a child's college fund, or for a future retirement. Annuities are either deferred or immediate. Immediate annuities require a lump sum investment and start paying out on the following month, while a deferred annuity requires a ...
Views: 1585(7 votes) - Debt Freedom – How To Get Out Of Credit Card Debt - by Submitted on May 06, 2012 from Brian FarrellGetting out of credit card debt is not that difficult. However, staying out of it is very difficult. So how can you get out of credit card debt and keep out of it forever? There are several reasons why credit card debt keeps on reoccurring. Firstly, on the practical level, credit cards come ...
Views: 1583 - #Instant Gratification verses to Save Part 1 Written By Patricia Ross - by Submitted on Dec 17, 2014 from Patricia Rosshttp://www.selfgrowth.com/ http://www.selfgrowth.com/experts/patricia_ross www.teenvoice.ws SHOP ONLINE TEEN VOICE STORE http://teenvoice.spreadshirt.com/ #We live in a new age of buying for our desires and wants. We as adults need to learn control and discipline because our children ...
Views: 1582 - Boost Credit Score - How to Get Affordable, Professional Legal Help with Increasing Credit - by Submitted on Jun 04, 2010 from william robertsCredit score is mark of credibility and represents your previous repayment behavior. This is very simple to judge the credibility of a person by just looking at his score. Credit reporting bureau has set an automated system to calculate score according to your current and previous loans data. ...
Views: 1580 - How Tax Payers have Gained in One Year of Modi Govt.? - by Submitted on Sep 20, 2018 from Sanjit AgarwalWhile the media is rife on analyses and discussions on the performance of the Narendra Modi-led NDA government, the tax payers got some tax concession in the form of enhanced deductions and exemptions. The extra concessions are supposed to put more money in the pocket of the tax payer and help ...
Views: 1577 - Buying Junk Silver Coins - Collecting & Investing - by Submitted on May 16, 2012 from Daniel MaloneIf you're like all other coin collectors and investors then you want to buy silver, and you want to find the best deals. Plus, you want to know how to buy it cheap as possible. Here's a few silver buying techniques I have learned over the years that I will share with you. Damaged ...
Views: 1573 - Credit Debt Relief – What’s This Obama Credit Card Debt Relief Bill? - by Submitted on May 06, 2012 from Brian FarrellYou might have seen some articles on the internet which refer to the “Obama credit card debt relief bill”. If so, then simply ignore their wild claims, because that there is no such thing as the “Obama credit card debt relief bill”. Actually, many of the claims attached to this bill are wide off ...
Views: 1561 - Whole Life Insurance Questions - by Submitted on Sep 22, 2010 from Steven HartLife insurance is complicated for many people. What’s worse, a seasoned insurance salesman or persuasive website can make the benefits of a Whole Life policy shine like a diamond, but leave the uncertainties (usually, the fine print) in the dark. For this reason, this FAQ exists to educate ...
Views: 1560 - What Your Kids Need to Learn About Debt - by Submitted on Jan 14, 2013 from Samantha SeiffertMoney had always been a sensitive topic. It is also a crucial lesson that you need to teach your children. So if you are deep in debt, you need to clue in your children on the real situation of your finances. There is nothing wrong with being honest with your kids about financial matters. ...
Views: 1559(3 votes) - Getting Started With Evaluating Mutual Fund Performance - by Submitted on Jan 31, 2012 from Mindy CraryWhen it comes to mutual fund investing, many people ask me how to evaluate the performance and quality of their mutual funds in their brokerage account, 401(k) IRAs, etc. Simply evaluating performance in terms of rates of return can be disappointing in our current environment; additionally, it ...
Views: 1558 - Income Tax Filling Tips: Things to Know for Submission of Income Tax Return - by Submitted on Oct 11, 2013 from Jackson MarkCompanies are to submit income tax returns for every fiscal year. Individuals are to submit the same. Income tax for a year is charged on what companies or individuals earn in that particular year. Income tax is charged on the net income of a company or of a business house for a particular year ...
Views: 1558 - How to Get the Most Money for Your Junk Car - by Submitted on Jul 21, 2018 from Jessica McMohenJust because you’re junking your car, doesn’t mean you should be lazy about the process. If you want to maximize your ROI and get the most money you possibly can for your vehicle, there are some important steps you must take. Otherwise, you could end up getting ripped off. 4 ...
Views: 1556 - How to Conduct Due Diligence For Online Annuity Rates - by Submitted on Apr 21, 2010 from Lisa CintronAre you curious about how to find annuity rates online? If you are new to the subject of annuities, then more than likely you are interested in finding the best rates. However, this process can be a little more troublesome for those who do not have sufficient knowledge on the topic. There is no ...
Views: 1549(8 votes) - *** Changing the Stats on Living Paycheck to Paycheck - by Submitted on Sep 21, 2009 from Margaret GoodA recent study showed that nearly 60 per cent of North Americans live paycheck to paycheck and should that money be delayed for any reason, these individuals would have serious challenges paying their bills on time. The first step in changing this behavior is to understand how much money is ...
Views: 1548(3 votes) - Top Income Stocks (March 2009) - by Submitted on Sep 30, 2009 from Reshma C KHere are the TOP 10 dividend-paying, safe income stocks for this month. Just click on the respective links for graphs and detailed current information about each stock. 1. Eni S.p.A. (E) is an integrated energy company. The company’s activities include finding, producing, ...
Views: 1548(1 vote) - How to apply for an Indiabulls home loan on paisabazaar.com - by Submitted on Feb 22, 2017 from Puneet SharmaThe fabric of Indian society has changed drastically over the last few decades. Where large families used to make do with a single residence, nowadays the joint Indian family has disintegrated into various nuclear units, each with its own residential requirements. This is the reason that the ...
Views: 1546 - The Riddle Around Credit Card Debt - by Submitted on May 06, 2012 from Brian FarrellCredit card debt has a habit of creeping up upon you. At the outset you perhaps pay little attention to the fact that your situation is getting out of control. Anyhow, as time passes more of your expendable income is going towards paying down your tiny plastic friends. Then some fine day you ...
Views: 1543 - Cedar Financial Reviews: Why Do We Need Debt Collecting Services? - by Submitted on Mar 18, 2019 from kathy mitchellA business owner’s main goal is keep its company afloat and be successful. For that he needs to make sure that he is investing the money in a right manner. One of the way to invest money is to lend it. Many businesses, lend money to other –individual or company with the hope of ...
Views: 1540 - Dynamics In Forensic Audit - by Submitted on Sep 23, 2010 from Justin DavisIt's fundamental that if the term audit is mentioned, it totally deals with banking and finance or property custody. However whenever you speak about legal things or investigative functions regarding such, forensic audit is the term to use. Forensic auditing is an accounting technique that ...
Views: 1539 - 3 Money-Saving Tax Tips Everyone Should Know - by Submitted on Oct 09, 2012 from Brad SmithTax errors can cost you a lot of money (plus substantive delays) in getting a tax refund. While you're not expected to be a tax expert, there are some easy strategies you can use to save money on your taxes. Then you can use that extra money for fun, or roll it directly into your retirement ...
Views: 1538 - #Instant Gratification verses to Save Part 2 Written By Patricia Ross - by Submitted on Dec 17, 2014 from Patricia Rosshttp://www.selfgrowth.com/ http://www.selfgrowth.com/experts/patricia_ross www.teenvoice.ws SHOP ONLINE TEEN VOICE STORE http://teenvoice.spreadshirt.com/ #You are reading about instant gratification and saving to plan your life. When you have a plan for your life which is your money ...
Views: 1532 - 2013 New Year's Financial Planning Resolution - by Submitted on Jan 17, 2013 from Samuel LiFinancial Tips for 2013 Happy New Year, hope all of you just had a wonderful holiday! After a relaxing vocation to Hong Kong, I guess I better start planning for the year 2013. As I'm working through my own financial plan, I figure below are some ideas that might be useful to you. ...
Views: 1528 - Conditioning and The Loss of Financial Security - by Submitted on Feb 21, 2011 from Robert KressOften when you read an article, see an advertisement, or hear some news or predictions based around 'Armageddon or Conspiracy speak' it often seems so far out that it de-credits any possible truth or relevancy the news might have for you. Then on the other hand, if you were to step back, and ...
Views: 1527(7 votes) - The Secrets of a DMA CFD Trading Edge - by Submitted on Jan 13, 2011 from Kent RamseyDay traders and scalpers are continuously looking to get an edge in the market that could give them a real trading advantage, however most traders often go searching for faster PC's, internet connections or a better charting package, most overlook the elementary basics such as trading platform ...
Views: 1526 - Down Side of the Credit Card Act - by Submitted on Jan 30, 2013 from Noreen RuthThe Credit Card Act has been in place for over two years now and we are now starting to see some of the effects of passing this into law. There have been both positive and negative consequences taking place since this legislation. On the plus side, the industry has become a bit more transparent ...
Views: 1525 - The main reason why 401K is a riskiest investment decision of all - by Submitted on Feb 12, 2013 from Takeshi YashimaEven with what actually happened in 2000 and 2007, most of the people seem to be using the typical investment vehicle, like 401K as his or her major investment vehicle (I got absolutely disturbed to discover just how many guru to be individuals right from investment / money blog continue to ...
Views: 1524 - After the Great Recession: Maximizing your Financial Potential - by Submitted on Dec 04, 2011 from Sarah WatersLooking at the latest trends in financial patterns among US consumers, it’s safe to say that many of them have begun to learn the lessons of the Great Recession. In the third quarter this year, consumer debt has continued to go down. While much of this has to do with the fact that some ...
Views: 1523(1 vote) - Student Loan Debt Highest Among Middle-Income Students - by Submitted on Nov 09, 2010 from Jeff MictaborAccording to a new report issued by the College Board, students from families whose median annual income falls between $60,000 and $90,000 leave school owing about $35,000 in student loans, compared to students from lower-income families, who graduate with about $25,000 in student loan ...
Views: 1523(3 votes) - The Old Model vs. The New Model of Online Book Marketing - by Submitted on Dec 05, 2014 from Kathleen GageRecently I surveyed a group of several hundred authors. "What's your greatest challenge with marketing and selling your book(s)?" was the only question asked. The results were as follows: 38% knowledge 33% time 17% money 7% fear 5% other It’s not surprising ...
Views: 1523 - 4 Ways to Quickly Increase Your Credit Score - by Submitted on May 10, 2017 from Jessica McMohenIs your credit score far from where you want it to be? Did you recently get turned down for a credit card or loan offer? Or are you hoping to buy a house soon and know that you won’t get a favorable interest rate? While it’s virtually impossible to boost your credit score over night, raising ...
Views: 1522 - 7 Unique Ways to Help You Expand Your Household Income - by Submitted on Aug 20, 2014 from Lizzie WeakleyWhen wanting to earn more of an income and expand your budget, there are several unique ways to earn money. From reselling goods online to working as a tutor, there are several ways to use your expertise and skills to increase your pay. By thinking outside of the box and getting creative, it's ...
Views: 1521(1 vote) - Are Taxes About to Eat Your Business Profits? - by Submitted on Dec 10, 2012 from Knox Bates IIIAttention All High Income Earners! Are Taxes about to Eat Your Business Profits? With the Presidential election now fading into history, what does it mean to your business? What does “paying your fair share” mean to a highly successful business owner like you? What concerns you the most, your ...
Views: 1521(2 votes) - ***Winter Tune-Up for Your Home Can Save You Money - by Submitted on Oct 01, 2009 from Margaret GoodOctober is here and fall is definitely in the air in the Great Lakes Region. Our relatives have even had some snow in North Bay, Ontario. Now is a great time before the colder weather makes a permanent stay in the months to come to look at tackling (what can I say, it is football season after ...
Views: 1519(1 vote) - ESSENTIAL STEPS TO FINANCIAL FREEDOM - by Submitted on Jan 03, 2010 from Suzanne QuinnIn her new book, Own Your Life, 7 Essential Steps to Independence, author, speaker and lawyer Suzanne B. Quinn guides the reader through the seven essential steps to personal and financial security and independence. This article is an excerpt from her book, comprising one of the seven ...
Views: 1512(6 votes) - A Good Way to Overcome Cash Deficit - by Submitted on Apr 20, 2012 from Emma JaneCan you imagine a scenario when someone needs urgent money and there is no source of funds? These types of situations occur mostly with people who are dependent upon their fixed monthly income. The financial disaster can occur in any form in life such as medical emergency, car breakdown, ...
Views: 1509 - General Idea of Taxes and The Need To Pay Them - by Submitted on Sep 10, 2010 from Justin DavisEach and every nation has one thing in common - the imposition of tax payments for their citizens. This is for the nation to move forward. These are the fees being charged by the government to individuals and businesses. But no matter how strict the government is in implementing tax, there are ...
Views: 1508 - 3 Common Unhealthy Money Types: Is This You? - by Submitted on Aug 25, 2013 from Valery SatterwhiteMoney at its essence is energy. And it is the energy we have around money that shapes our fears, anxieties, desires, needs and insecurities. We all learned money lessons as children. The beliefs we took on for ourselves serve as the foundation of what become our money personality. And we all ...
Views: 1506 - How to Manage Debt Payments When You Are Short in Cash - by Submitted on Jan 15, 2013 from Samantha SeiffertDebt is a frustrating situation to be in - especially when you can barely make ends meet and you still have to worry about paying your credit. At the back of your mind, you know that it is your responsibility to pay them off even if you have no money to do so. So what do you do when you have ...
Views: 1504 - PPI claims – It is your right - by Submitted on Jul 09, 2010 from Shelly DicoustaNow days there is a growing number of incidences happening for PPI claims in the financial industry and most of them for wrong reasons so let’s see it PPI claims are the claims that an individual makes for compensation after his debt amount is over. It refers to an arrangement made by the ...
Views: 1501 - Are Your Financial Projections Pro Forma or Bull Sheeta? - by Submitted on May 06, 2014 from Rand GolletzI highly recommend Berkshire-Hathaway's annual report for your pleasure, amusement and education, even for those of you who don't enjoy reading business publications. More specifically, I recommend chairman Warren Buffet's annual message to shareholders. Buffet always educates and ...
Views: 1498 - Essential Tips for Investing in NASDAQ Stocks - by Submitted on Feb 13, 2017 from Lena BurkutA lot of people tend to think that investing in stocks is difficult, when in reality it is incredibly easy, if you go about it the right way. The main challenge that you will face when considering investing in stocks is choosing companies that have a record of beating the market. When it comes ...
Views: 1496 - Major Factors That Affect Stock Price in stock market globally - by Submitted on Jan 19, 2011 from Stocks ofnationWhen you wish to invest in the stock market, then you should always make a good survey of the whole market. As you know that you cannot predict the stock market, so in that case you need to know the functioning of the market. Now Here’s some of the best Market Expert Analysis: There are some ...
Views: 1496 - Steps in deciding on a suitable payday lender online - by Submitted on Apr 21, 2016 from Niall MckenzieWhen considering the option to apply for a payday loan, borrowers have to consider all potential lenders and which lender is going to offer them the best terms on the loan they are planning on taking out. This includes; The interest rates, time allotted to repay the loan, the loan amount you ...
Views: 1495 - Find Unclaimed Bank Accounts - by Submitted on Sep 24, 2012 from Nicole AndersonUnclaimed bank accounts make up for the majority of unclaimed money in the United States. There are several banks in United States that has been holding millions of dollars in unclaimed money for years and it is increasing. The accounts that have been dormant for years are not just checking and ...
Views: 1491 - Get Ready for Round 2 - by Submitted on May 09, 2010 from Rand GolletzI keep hearing pundits and business people insisting that our economy is getting better. In the very short run, that might be true, but WHO is going to pay for our massive $13 trillion ($10 trillion of it incurred in the last year) federal debt? No one seems to have an answer to that question. ...
Views: 1484 - Women and Money Matters: Tips in Personal Finance - by Submitted on Jan 07, 2013 from Samantha SeiffertEven though we want to think of our society as being very modern, there is something different about the way we accept situations wherein women are taking the lead. We are all used to seeing them govern households. However, when it comes to the workplace, business or anything related to income ...
Views: 1477 - Google Wallet Now Accepted at Bay Area Gap Retailers - by Submitted on Nov 21, 2011 from Sarah WatersShoppers in the Bay Area will now be able to leave their credit cards at home, as the new mobile-phone based payment method Google Wallet is now being accepted at several San Francisco Bay Area Gap stores. The new payment method allows customers to pay for items with their phones, meaning they ...
Views: 1476(1 vote) - How to Buy Stocks - Start Now - by Submitted on Mar 10, 2012 from Jack WhiteGreat job on your conclusion for more info in how to buy stocks! If you are wondering, “Why do I need to learn to buy stocks?” or perhaps “I don’t have enough money to begin investing.” To respond to the first question, I'd state that learning how to buy stocks is able to offer the most ...
Views: 1476 - Ways In Which Disaster Loan Proceeds Can Be Used - by Submitted on Jun 12, 2013 from Paul SmithGovernment agencies offer different kind of rewards to small businesses and non-profit organizations. Declarations are made just after the occurrence of a disaster and then grants are released. It can range in millions depending on the extent of damage caused. Business owners can use the ...
Views: 1473 - ***To Rent or Buy that is the Question? - by Submitted on Oct 22, 2009 from Margaret GoodThose of us who have left our parents’ home and ventured out on our own have all asked ourselves, “Should we rent an apartment or house, or should we buy a house or condominium?” It’s a good question which needs to be looked at from several viewpoints. The first viewpoint to consider is ...
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