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Retirement and Retirement Planning Articles
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- Retirement Planning - Your Attitudes Must Change - by Submitted on May 07, 2009 from Glenn Ferguson"And it is that that we must commit ourselves to change!"- Rt. Hon Prime Minister Hubert Ingraham It is not often that I am moved by what is said in parliament but this past week provided me with one of those rear moments. A moment so profound that I had to share it with you - And it may ...
Views: 1215(1 vote) - Retiring Baby Boomers Need to Learn How to Play Again - by Submitted on Apr 27, 2009 from Cathy SeversonAs baby boomers approach retirement, there is the realization they have forgotten how to play. Not to be confused with self-indulgence, play is an activity that needs to be cultivated in a whole new way. What is play? Believe it or not, baby boomers have forgotten how to play. Learning how ...
Views: 1215(1 vote) - How to Save For Retirement - by Submitted on Apr 20, 2013 from Kris MillerSavings is very important in retirement planning. This is what you are going to spend during your retirement period. Do you have enough savings to cover you for your retirement? Saving is not easy, especially when you have a lot of expenses to pay, like monthly bills, food and ...
Views: 1214(1 vote) - Understanding Reverse Mortgage Insurance Premiums: Is Insurance Really Necessary? - by Submitted on Apr 21, 2012 from Abby ReynoldsSeniors who take advantage of the reverse mortgage programs offered by the Department of Housing and Urban Development (HUD) will be expected to pay two distinct mortgage insurance premiums. The first will be an upfront mortgage insurance premium, or MIP, that is collected by the Federal ...
Views: 1214(1 vote) - Memories: Foundations for the Future - by Submitted on Mar 14, 2011 from Sara Dillinger“Memories may be beautiful and yet, what’s too painful to remember We simply choose to forget.” I came upon an interesting article in the April 2011 issue of "Discover" magazine. The article, written by Carl Zimmer, talked about the importance of our memories. The blurb says: “Rich ...
Views: 1213 - 3 Things a Baby Boomer Would Teach Their 22 Year Old - by Submitted on Feb 11, 2011 from Teddy DanfieldMany Baby Boomers today probably have a 22 year old who is just entering the “real” job market. No longer working at McDonald’s, mowing grass or the local department store. Here are 3 things a Baby Boomer would or should teach their 22 year old child. #1 Thing to do. Start Saving ...
Views: 1212 - CNN Money Says Memphis Tennessee Is One Of The Most Affordable Retirement Locations - by Submitted on May 01, 2011 from Mathew OwensThere is so much positive information going around about the Memphis Tennessee real estate market lately its staggering. From the influx of Electrolux, the appliance manufacturing company, to Mitsubishi opening a manufacturing plant in Tennessee bringing thousands of jobs, to Pass Pro building ...
Views: 1209 - ***5 Retirement Planning Blunders - by Submitted on Oct 15, 2009 from Bill LoseyRetiring from ones employment can be a stressful time but it doesn’t have to be. Realize that it’s natural to be nervous, anxious and/or confused when you’re going through a major life change. Your decision to retire is causing you to step outside your comfort zone and is forcing you to make ...
Views: 1206(3 votes) - IRA Income Stress – Up, Down, All Around, Or Is Split, Splat, Where It’s At? - by Submitted on Aug 06, 2012 from Keith DennisIRA income stress is very common among retirees but it doesn’t have to be! You can set up your income to go up with inflation, be guaranteed, and never go down. I had a fairly new retiree, let’s call him Mr. Jones, in my office the other day that had only been retired about 7 years. He ...
Views: 1204 - Should You Get a Fixed or Variable Annuity for Retirement? - by Submitted on Apr 06, 2015 from Hannah WhittenlyYou have dreams for your retirement. Maybe you want to moor a houseboat in the sandstone canyons of Lake Powell. Maybe you want to volunteer as a construction worker with Habitat for Humanity or golf every evening in Naples, Florida. Whatever your retirement dream is, an annuity is a financial ...
Views: 1204 - Busting the Top Retirement Myths - by Submitted on Apr 15, 2008 from Cynthia BarnettMany people in our society are clinging to retirement myths, despite the publicity and information available. Holding on to these myths as truth can be very harmful to your happiness in retirement. To help you avoid holding on to these detrimental myths, I’d like to offer my take on ...
Views: 1199 - Private Pensions - by Submitted on Apr 24, 2012 from Brian FlindallThere are three main pension types: 1. Private (or Personal) Pension 2. Company (or Occupational) Pension 3. Stakeholder Pension Each type has its own advantages and disadvantages. However, when compared to other ways of saving for your retirement, there is one major advantage that they ...
Views: 1196 - Quality Master Bathroom Remodeling Ideas For Your Future Remodeling Projects In Nova - by Submitted on May 14, 2018 from Jerome JulianDaniels Design And Remodeling For Your Bathroom Remodeling Needs In Nova small master bathroom remodel ideas or modify is a champion among the most endorsed ways to deal with increment the estimation of your home. The regard made in such a way can be acknowledged in case you will stay in ...
Views: 1194 - Life Purpose After Retirement - by Submitted on Jan 06, 2020 from Estra RoellJulie had been a middle school teacher for 35 years and, while she loved her work, she was happily anticipating retirement. A few months into it, she found herself at loose ends, with no real motivation or focus. Something was missing. And that something, she realized, was a sense of purpose. ...
Views: 1186 - My Financial Planner Mentioned a Life Settlement? Where Can I Find Answers to My Questions? - by Submitted on May 28, 2012 from Michael TaylorYou have a life insurance policy that no longer meets your needs – or perhaps the premiums have become too costly. No matter the reason for wanting to get rid of your life insurance policy, a
Views: 1178 - Golden Years: 3 Goals to Have in Mind for Your Retirement Plan - by Submitted on Sep 14, 2018 from Brooke ChaplanWhen many people prepare for retirement, they focus intently on finances and basic budgeting. While finances are important, remember that you also should create a smart plan for day-to-day life based on your desired lifestyle. You understandably want to be as comfortable and as happy as possible ...
Views: 1172 - Women in Retirement: Know Your Benefits in Retirement - by Submitted on Jan 12, 2011 from Judy JuricekPlanning for retirement is definitely a busy and exciting time filled with decisions. There are so many things to do and decisions to make but there is one thing that you need to make sure you know and benefits (such as life, health, dental and other insurance). Good news is that, for most ...
Views: 1172 - Thinking About a Loan? Try a Reverse Mortgage Calculator - by Submitted on Apr 21, 2012 from Abby ReynoldsHome Equity Conversion Mortgages (HECMs) remain popular with seniors interested in making the most of their home equity during retirement. While many of the requirements necessary to qualify for an HECM are clear, others are somewhat hazy. Seniors who are interested in these loans often wonder ...
Views: 1170(1 vote) - ***3 Ways To Ruin Your Dream Retirement - by Submitted on Jun 01, 2009 from Brian NicolettiMistake #1: Retiring when what you really needed was a break. All too often I see people in their fifties and sixties who retire or take an early incentive offer because they think they’re ready to stop working. After a few months or a few years they find themselves bored and restless and ...
Views: 1168 - How To Set Your IRA Income Up To Be Able To Stop Thinking About Money And Enjoy Your Retirement - by Submitted on Aug 06, 2012 from Keith DennisEnjoying your retirement is hard to do when you constantly think about your IRA income and other retirement investments. If you were honest you probably think about money and your investments several times a day. You probably check the paper almost every morning or catch the news just to ...
Views: 1160 - The New Retirement: Happy Days or Twilight Zone? - by Submitted on Apr 27, 2009 from Cathy SeversonAs the boomers retire, they have the opportunity to enter an exciting new adventure. Without planning, this new retirement could turn into dreary nightmare. Experts have identified six key issues that are important when facing retirement. They are: wealth, health, relationships, ...
Views: 1159(1 vote) - Top 5 Advantages of a 401k Plan - by Submitted on Nov 11, 2011 from Teddy DanfieldWe all know we need to save for retirement. The question becomes: Where should I save my money? The simple answer for many will be their work 401k plan. I want to give you five advantages of a 401k plan. Most people have a 401k plan, but they do not know how to take full advantages of a 401k ...
Views: 1159 - Reverse Mortgage FAQ: Answers to Consumer’s Most Important Questions - by Submitted on Nov 08, 2011 from Abby ReynoldsBy now, most adult consumers have at least heard of a reverse mortgage. Many also know that these loans are a way for retired adults to withdraw a portion of the equity in their homes. Still, the specifics of these loans often leave consumers with many important questions. To gain a better ...
Views: 1149 - Plan for a peaceful retired life with retirement annuity - by Submitted on Apr 06, 2012 from Robert CookPlanning for your retirement while you are still working is a good idea. Especially if you are looking forward to a peaceful and tension free retired life, make sure you start your planning early. The biggest problem you would probably face after your retirement is related to your finances since ...
Views: 1147 - More Than Just Your Will – Part 4 - by Submitted on May 01, 2012 from Corina Edwardsor every grain of sand on the beach and every star in the sky, there is a different theory on life after death. No one really knows what happens. And it is that inability to find some tangible proof of the afterlife (if there is one) that is often replaced by a profound desire to control what ...
Views: 1146 - Retirement-It's Only the Beginning! - by Submitted on Mar 01, 2007 from Marcia MerrillThe concept of “retirement” has only been around since the late 1900’s. Many “Retirees” have replaced this concept with renewal--persons that have decided that they still have many productive years left. They’re doing a variety of things from a chemical ...
Views: 1145 - More than Just your Will – Part 3 - by Submitted on Apr 02, 2012 from Corina Edwards“The pomp of death alarms us more than death itself.” (Lucius Annaeus Seneca, 4 BCE – 65CE). Those words are perhaps more true today than they were when Seneca the Younger first uttered them. All sorts of emotions play havoc on our nerves when we consider our own death. Anxiety, sadness, ...
Views: 1144 - Finding Retirement Activfities - by Submitted on Apr 27, 2009 from Cathy SeversonPeople think they will find a hobby or get involved in volunteer work after they retire. Studies show this is not the case. Unless you were involved with activities prior to retiring, you will struggle afterwards. Here’s how to get started finding new interests. For many, retirement is about ...
Views: 1143 - Look Into Reverse Mortgage Information as One Way To Increase Retirement Income - by Submitted on Apr 10, 2012 from Kimberley FowlerPresently, many retirees are looking at alternate sources of income much like the purchase of a reverse mortgage program given that they battle to survive on social security and savings on it's own. During the stock-market meltdown of 2008, quite a few mature adults lost an excessive percentage ...
Views: 1135 - Retirement Time Line Ages 50-70 1/2 - by Submitted on May 15, 2013 from Filomena T. DayThis article provides a general overview of a retirement time line without enumerating all the pros and cons surrounding the age specific decisions. Many people think major retirement decisions coincide with your 65th birthday. In reality, many important decisions begin as early as age 50. ...
Views: 1135 - Retirement Planning And The New Economic Realities - by Submitted on Mar 15, 2009 from Sharon SecorAccording to a story published in Business Week on March 5, 2009, the “53% plunge in the Dow Jones industrials since October 2007” translates into the disappearance of “more than $10 trillion of stock market wealth.” Not only did individuals lose significant money, but so too did pension plans, ...
Views: 1127 - Retirement in America - A Post-Recession Overview of Today's Retirement Realities - by Submitted on Jan 12, 2012 from Brian DavisIn all the devastation caused by the recent recession, one bright spot is the number of Americans paying more attention to their retirement planning. We’ve all heard the ugly stories of people forced to remain working because their retirement investments disappeared, and of people forced to ...
Views: 1122 - Retirement Investment Strategies - Three Things You Must Do to Achieve Investment Success - by Submitted on Aug 20, 2009 from Steven FloydHow is your IRA doing? If yours has been performing like most people's, your savings have been virtually decimated in the last few years. That's very unfortunate, and it happened because so many people don't know what they need to do to keep their savings safe even during bear markets, and to ...
Views: 1122(1 vote) - How to Impart Important Financial Lessons to Your Children - by Submitted on Jan 28, 2019 from William TaberIn the February 14, 2018 podcast of The Armchair Expert, actors Dax Sheppard and Ashton Kutcher discuss how they grew up in the Midwest on the lower end of the socio-economical scale and are concerned about teaching their children the value of money (who are living in the vastly different world ...
Views: 1118 - Retirement Life: Getting Started - by Submitted on Apr 27, 2009 from Cathy SeversonThere are very few instructions on how to retire. Other than being told, it’s a time to enjoy yourself, there are few models. Baby boomers want it all, but understand that thirty of years of play may not be all there is. Sometime in the first few months of retirement, the reality will hit ...
Views: 1116 - Socially Committed - by Submitted on Mar 23, 2009 from Cathy SeversonThe boomers new retirement is reinventing the contri0buting citizen, seniors actively involved in the community. Now is the time to explore new adult’s activities that will create a sense of purpose and change the world. Roseanne knew she would never retire in the traditional sense of the ...
Views: 1111 - Retirement living in Ontario for people over 50 - by Submitted on Mar 29, 2012 from larne btulaLife begins at 50 and there could be no denying to this fact. Post retirement, you would have plenty of time and money. If you can stay healthy then you can enjoy your post retirement life to the full. For healthy life, you need to stay active. As age advances, vital body organs become slow but ...
Views: 1104 - How To Reach Your Retirement Goals - by Submitted on Apr 11, 2008 from Tracy PiercyWhen I was a practicing investment advisor I specialized in retirement planning. I would meet with my clients, review their savings and investments, and discuss their goals. Our discussion would involve how much money they wanted in their retirement and how I could help them by managing their ...
Views: 1102 - Panama- An Ideal Place to Live after Retirement - by Submitted on Dec 05, 2011 from sookie carolinaPeople often think to shift at a safe, economical and beautiful place after their retirement. Panama is one of the ideal places to live after retirement and it is considered among the most suitable retirement havens. This Latin American country is renowned for its beautiful scenic mountains and ...
Views: 1101 - The Secret to Enjoying a Great Retirement (and a Lifetime of Happiness) - by Submitted on Jun 26, 2007 from Alexis TrbovichClose your eyes for a moment and picture yourself enjoying your ideal retirement. Perhaps you’re standing knee-deep in a Montana river, fishing for trout. Or strolling through the streets of Prague. Or reading Faulkner on the back porch, listening to the sounds of your grandchildren playing in ...
Views: 1100 - When a Reverse Mortgage for Purchase Is the Most Beneficial Option for Seniors - by Submitted on Apr 21, 2012 from Amber LadlieSeniors are commonly told that reverse mortgages are not short-term loans. If an individual plans to move in the next few years, a reverse mortgage will probably not be his or her most economical option. In the past, seniors who planned to move in the near future did not have a reverse ...
Views: 1099(1 vote) - Baby Boomers Need Help & Hope to Keep Retirement Dreams Alive - by Submitted on Jul 08, 2011 from Walid PetiriBoomer's this is not your parent’s retirement. According to the Employee Benefit Research Institute (EBRI), in 1980, 39% of American workers had a pension that paid a guaranteed payout during retirement. In 2010, that number had shrunk so that 15% of workers now have pensions. This is very ...
Views: 1096 - Retirement in the Twenty First Century - by Submitted on Apr 27, 2009 from Cathy SeversonAs boomers approach retirement, old age feels a long way off. The new retiree is entering a second growth. What used to feel like a mid life crisis is now an opportunity to make a dramatic shift as to how you live life. Because of the image it conjures, we’ve come to dislike the word ‘retire’. ...
Views: 1096 - Is Your Retirement Home Your Senior Haven? - by Submitted on Feb 02, 2009 from Cathy SeversonWhen people think of retirement, they usually visualize senior travel, tourist adventures to exotic locations, visiting friends and family, getting involved in a senior activity, maybe at retirement centers, playing golf or other outdoor activities. No matter how central your home, retirement ...
Views: 1094 - Why Health Insurance? - by Submitted on Feb 04, 2011 from Nikhil NaikThe term health insurance (popularly known as Medical Insurance or Mediclaim) is a type of insurance that covers your medical expenses.The concept of health insurance is new in India but its awareness is growing fast. Health insurance comes in handy in case of severe emergencies. Life is ...
Views: 1094 - Musings On Retirement With A Sense Of Promise - by Submitted on Sep 17, 2008 from Suzanne KyraTo retire is to stop something you are doing, thus leaving space to start something new—sometimes simply a time of rejuvenation and rest. For some of us, retirement from our professional or work life is a distinct life marker. Other times, it is a seamlessly flowing transition from one ...
Views: 1092 - A Voice For Our Veterans - by Submitted on Nov 13, 2019 from Dr. Anne BrownA Voice For Our Veterans In honor of Veterans Day, we are going to begin to give a voice to our veterans in Part One. In Part Two we are going to offer insights on how we can be better friends, countrymen/women when our veterans return and actually when they are away as well. For the purpose ...
Views: 1091(1 vote) - Canadian Reverse Mortgage Lending Products Provide Benefits to Retirees - by Submitted on Apr 18, 2012 from Kimberley FowlerThroughout Canada, reverse mortgages are loans offering a secure and straightforward means to access the funds which are presently secured in your mortgage. There are several similarities and differences amongst regular Canadian mortgage loans and a reverse home equity loan. You can apply for ...
Views: 1084 - When Did Pension Become a Bad Word? - by Submitted on Feb 11, 2011 from Mark TingThe United States of America is the greatest country on earth, but unfortunately it is not perfect. Our economy is falling short of what it is purported to be doing: making a well-paying job for everybody who wants a job. To generate careers, we require a stop to bad trade deals, better ...
Views: 1084 - A Simple Guide for Canadians to Attain Financial Stability When Retired - by Submitted on Nov 28, 2019 from Bryan OrionWith the rising rates of interest each year, added inflation, and increased monthly expenses, an average Canadian find it difficult to save money for the future. Most of the individuals and families are busy spending the cash and very few people are paying enough attention to life after ...
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