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Curious about what you need for a healthy financial plan? Read on and you will find out.
First, have
A plan that includes the following four areas:
Budget
Credit
Debt
Savings
Budget: Start with a simple written plan (budget) of the monthly net income coming into ... Views: 4965
$84,600.00 to be HAPPY!
So I was listening to one of those inspirational shows, and the question was posed: “You have just been given $84.600.00 dollars to spend in 24 hours – what do you buy – what do you spend it on – do you spend it all – or leave a few dollars behind?”
I really ... Views: 1553
My first book "Grading the Teacher" took four years to write. It was published by Penguin Books in 1996-and became a best-seller!
Over time, for several reasons which I will describe in a later post, I developed the idea for a “Mining Your Resources” series I believed would be beneficial to ... Views: 1699
Only two things make up your life, your reality. They are:
1. Your Beliefs
2. Your Actions
That’s it. So if you want to change your life, change your thoughts and then your actions. Pretty simple uh? Simple yes…easy, not so much.
In this article we’ll look at beliefs, since ... Views: 1298
We learn so many lessons as we get older and it's only in quiet contemplation that we can really think about the rules we have learned along the way. Every one of us have rules we live by, whether we realise it or not.
Here are a few rules I have learned so far.
Question everything.
A ... Views: 4303
Do you ever wake up in the morning full of good intentions for the day ahead and find that, by the time that you get to work you’re no longer motivated? Or, maybe, you get off to a flying start but when the first minor distraction or interruption occurs, you go off the rails. Do you ever find ... Views: 2205
Gi-Dee-Thlo-Ah-EE, This is the name given to me by my mother Sosti (Mary Ann Groundhog) at the time of my birth, My Name is Lisa,
I am from the Blue People Clan and I will Break the Silence!
As you come to know me better my hope is that you will feel the pride that I have lived with in my ... Views: 2053
Every day of our lives we are faced with choices. It’s entirely up to each of us whether we choose a pessimist’s view and end up living a self-defeated life, or to take the optimistic route and create a challenging and fulfilling life.
Optimism has been linked to positive mood and good ... Views: 1330
Who are we and how do we define ourselves? Are we simply the sum of all we do and accomplish? If asked to define ourselves most people will give a summary of their life’s work, accomplishments, and how they relate to others. For example, “I am a Doctor; I have a wife, and two children. My ... Views: 6461
As we grow up we, well most of us, seem to turn into adults with adult outlooks. What I mean by this is that we tend to put up with what we have and settle for something less than we could have ~ if only we dared to dream.
What stops us, or someone you know well from stepping through our self ... Views: 1710
As the holidays come and go, one of the most popular remakes we see on network television is the holiday classic called A Christmas Carol. Kelsey Grammar sings about days past in the musical, Vanessa Williams reconnects with her long lost friends while Susan Lucci discovers what a Grinch she ... Views: 2089
A family design meeting is a great way to discover what will be a unified conclusion to make the environment work orderly and peaceably for everyone. Discussions during a design meeting can include the storage needs, personal needs, social needs, or any emotional responses to certain colors, ... Views: 1452
You an addict in the throws of drugs and alcohol addiction, you a friend of an addict or a parent of a child struggling with this demon, there is hope.
To hear the stories of those who had lost hope after falling victim to this demon and found hope once again is joy. Many who lost their hope ... Views: 1000
It's after knock-off time and you're still at the office, working on a project you feel was made for you. You've become so absorbed in your thoughts and ideas and the sheer enjoyment of the experience, you haven't noticed everyone else has gone home. Your mind, body and spirit have come together ... Views: 1150
Building good character is all about addition, not subtraction. What I mean is this: when it comes to change, our focus is usually on the aspects of our lives that are bad. We try to cut out or cut off these negative or bad qualities. We try to improve by subtraction. That is not how you build ... Views: 12151
Those who this is written for, will recognise it ;)
It's like being in a room where you feel trapped, and you can see a window, and you're sure you could get through it, but it has bars on it. So you try and bend the bars but they won't budge.
So you look around on the floor, searching for ... Views: 1313
Intuition -- Survival Signals
Intuition: direct perception of truth, fact, independent of any reasoning process; or immediate apprehension, a keen quick insight.
In our western society intuition has many times gotten a bad rap. Talked about in a negative way mainly referring to "women's ... Views: 2406
When we look back on the past – whether just yesterday or many years ago, sometimes we think, "I wish I knew then what I know now."
To help find peace of mind in the present, try working with that wish in your journaling practice. Go back to that previous time for a dialog with your younger ... Views: 9413
Drugs, war, domestic violence, illness, abuse, divorce, poverty, murder…the list goes on and on. What list? The list of what most people are fighting against. The list of what most people look at and shout “NO.” Well, it is time to start saying yes.
To draw attention to the world’s most ... Views: 1394
Nothing Changes if Nothing Changes. I woke up with that phrase rolling around in my mind – Nothing Changes if Nothing Changes. A little mantra that I didn’t consciously decide to recite so I’m going to call it a gift from the Universe (or whatever benevolent source you like to think is out ... Views: 1128
Do you like to make a different kind of sandwich that has a mouth-watering taste? If you are tired of the usual kind of filling for your burgers or sandwich, you can try using pulled pork instead. This recipe may take some time to make, since you need to use a crockpot for this; however, you ... Views: 1190
I have very few regrets in life, but one of them is that I did not realize early in life just how incredibly POWERFUL words are.
Words spoken out loud.
Words spoken to yourself.
Words spoken over people.
Words you hear.
Words you read.
Words you assimilate as a child and as you are ... Views: 3493
Spring is the perfect time to reflect on the Divine in all of Creation
This morning as I watched the spring sun stream through my kitchen window I felt a surge of newness, a sense of being reawakened after a long winter slumber. Breathing a prayer of thanksgiving for the new beginnings that ... Views: 1160
As someone who helps people deal with too much "stuff" and not enough space for it all (FYI: it doesn't matter how much space you have, you never have enough!), I think that regifting is a great way to be green, get the right item to the right person and declutter at the same time.
In case ... Views: 1104
A lot has been written and spoken about the “Law of Attraction” – some of it pure nonsense – like the quote on Larry King Live that similar energies repel (an old wives’ tale of like attracting like) – some of it more closely related to the truth of the laws of quantum physics that state without ... Views: 1488
Expressing gratitude and acknowledging the positive things in our lives expands our energy, enables us to appreciate the blessings we have and helps us to attract more of them. It also helps us connect with our inner guidance and tap in to our creativity. But being thankful for the good ... Views: 2691
I love being rich!
My guess is the previous sentence conjured up some sort of image or emotion inside you as you read it. You probably instantly thought about money. Isn’t it funny that a sentence of four words can bring up emotion? Here are some typical responses to the above sentence.
I ... Views: 1732
Get up; go to work; shop; cook; clean, spend time with your family, go to sleep; wake up again the next day and do it all over again. No wonder you can't find time to get organized!
Here are some tips that will help you save time and create space in your busy life to make needed ... Views: 1146
Life is filled with distractions that can take your focus off the tasks you need to accomplish and time management is a struggle for many. While it is a difficult skill to master for many, time management is simply managing the time you have allotted to you while on this earth. You can manage ... Views: 1692
As a coach and speaker, you rely heavily on a healthy voice for your business. In addition, if you give teleclasses, workshops, do speaking engagements, voice maintenance needs a higher priority in your self-care program.
During flu, cold, or allergy seasons, vocal cords become highly ... Views: 4513
Imagine you're attending a live theatre show with friends. It's interval and the inevitable question comes up: What do you think of the show so far?” This particular show is rather different and it's vitally important to you - it's called “Your Life”. You're the star, the director, producer and ... Views: 1447
The word “entourage” comes from the French word “entourer”, referring to the verb “to surround”, or “entour”, meaning “the surrounding”. In the English language, entourage is defined in two ways. The most common use of the term is the social group, friends, peers or associates with whom you ... Views: 1406
"Help me understand something. How I can BOTH feel guilty about charging for my services, but at the same time feel resentful because they are not paying enough?" This question came up in a recent session with a private client. This client, and many others I have talked to in the past two ... Views: 1115
Chasing happiness has become an all too common practice in our modern world. If it is not the promotion we are chasing it is the boat or the car. Why is it that many of us are always in pursuit of those last few pieces of our lives that we believe will give us our ideal life? Why is it that ... Views: 1283
In chatting recently to a client who was on the brink of making a major upward career move, I was told that, whilst he was totally relaxed in almost a carefree way about everything that seemed to be just effortlessly happening around him, in his odd quiet moment he still heard a little voice ... Views: 1556
“Happiness is not something you postpone for the future; it is something you design for the present.”
- Jim Rohn
Perhaps you are one of those people who are thinking just now, “You can’t tell me to be happy. I don’t have to be happy if I don’t want to be. Isn’t this supposed to help me find ... Views: 3095
As we prepare for 2011 and all the wonderful challenges that it has to offer, I'd like to tell you about a brand new course I will be running starting on the 1st February 2011. It's called:
Mind Alchemy: Change Your Life in 28 Days
It's a complete 28 day course which will be run on the ... Views: 1844
We all have the ability to recognize – someone we already know, a difficult situation when we see one, an opportunity that’s staring us in the face or a problem that needs our attention. However, our psychological ability to recognise is just as much a curse as it is a blessing.
We take in raw ... Views: 1568
Survival. Are you a survivor? Survival’s crucial. It means we make it. We make it through something others don’t. There’s some kind of glory in being a survivor. We wear our survival like a badge of honor. We join with other survivors to celebrate our survival, to celebrate our making it and ... Views: 1688
Awareness of our relationship to the child can help our inner transformation as part of our soul-search. It would also ensure that the child grows in an atmosphere of love unsullied by the grownup’s emotional attachment and self-interest. All in all, it is a sacred involvement.
... Views: 1574
What is salvation? Why did Jesus Christ have to die in order to save us? And from what are we actually saved? Answers to these questions are the foundations of the Christian faith, and our eternal destiny entirely lies in knowing the answers.
First off, it is necessary to read the Old ... Views: 7532
1. A man cannot be comfortable without his own approval. There is nothing more satisfying than that sense of being completely "at home" in your own skin. When you achieve that as a natural state of "being", then you can finally look beyond yourself and fully contribute all your talents to the ... Views: 4974
First of all, we all know what the title means – children’s lives toyed with by teachers, children bullied in the schoolyard and employees bullied in the workplace. We’re all aware of domestic violence, psychological violence in the home and the workplace and the manner in which Governments ... Views: 1933
Watching the Olympics, I found myself wondering whether the competitors would work so hard, becoming expert at what they do, if there were no one around to acknowledge their achievement. (Many no doubt would.) And what about me—would I have spent time and effort writing a book and these weekly ... Views: 1621
Do you wish you could cook up an easy recipe that does not take up so much of your time? Are you hoping there is one great dish that you could prepare that the whole family would love? If you are looking for a simple recipe packed with nutrients, you should consider making salmon cakes. Salmon ... Views: 2013
Today was a bittersweet day for me. I attended the funeral of my 99 year-old former grandmother in law. It was a day of reflection, sadness, soul searching but most of all remembrance.
The strange thing about funerals, is that there is no code of conduct to follow. Coming from a divorce, I ... Views: 1581
The interesting thing about being the only black man, and black person, in an office is that I have this unique opportunity to educate white people about black culture.
For me, and many black men in my position, we find that once the initial barrier of resistance is overcome and a right of ... Views: 2452
Similarly, there is a naiveté about how the universe works that’s quite popular today. Just as the ego in some Christians enjoys the illusion of having God on a leash, there are some religious and pseudo-religious people today who believe they can harness the Divine laws of the universe for ... Views: 3968
You hear it every day, not matter what the current economic situation, “they” say “If only ___” you fill in the blank. I hope you are not one of those people, I don’t think so otherwise you wouldn’t be reading this article.
Think about this…why is that the people who always complain about ... Views: 2117
Wow…the Winter Olympics are gone but the idea of how many good lessons we could learn from them keeps gravitating in my head. The most important is the idea of persistence and trying again vs the typical win or loose model, not only when pursuing an Olympic medal but in life. Stop for a second ... Views: 5380