We are currently looking for an Official SelfGrowth.com Guide to "Retirement and Retirement Planning". If you have expertise in Retirement and Retirement Planning and your own website and/or product for this topic, please review this form for complete details. The Official Guide Position is part of our Premium Placement Package
After a lifetime of hard work it’s far from unfair to hope for a peaceful and relaxed retirement. For some the idea of a golden retirement never sees the light of day. For others these twilight years are packed with excitement and the opportunity to do those things that time seemed to previously ... Views: 983
Thinking about the end of your life is not a pleasant thing for anyone, at any age. We all know no one can live forever, but that doesn’t mean we want to think about death. Yet, preparation for the inevitable is critical. There isn’t a prerequisite age for having a will or life insurance, and ... Views: 983
When do you plan to retire and what does retirement mean to you? Ask these questions to a number of people and you will receive many different answers. The one thing these answers are likely to have in common, is the wish to have the means (enough money) to decide how to divide one's time ... Views: 981
One of the best ways to get up-to-date information is to follow a reverse mortgage blog. While not every blog is created equal, many are written by experienced specialists currently working in the industry. Following a reverse mortgage blog will help seniors get the latest information on ... Views: 979
Retirement living homes are special types of residences, which are designed for those individuals who have retired from their professional or working lives. These homes incorporate different types of apartments, depending upon the needs and requirement of the investors. The modular home ... Views: 978
Those who are reaching an old age should take care of various things. Indeed as age sets in we're vulnerable to all sort of problems and we also need to make provision for our future. Be it in financial term or for our overall health our nation take proper care of ourselves. The goal of this ... Views: 970
You're saving for your retirement, right? You're feeling pleased with yourself as you're putting away a good chunk of money every month in your 401(k). But are you really getting what you think you're getting? Here is an ugly truth that your employer -- or your 401(k) administrator won't tell ... Views: 970
Whether you need to supplement your income, are facing forced early retirement, or just got fired there are some things that you can do to explore new sources of income. Naturally, if you’ve been a wage earner all your life you may not have thought of alternatives to the traditional ... Views: 966
Here are four common mistakes entrepreneurs make when it comes to retirement planning. Start now and you can avoid and/or correct these pitfalls.
Mistake #1: You plan on selling your business in the year you want to retire. Then you will take that money and live off it.
But what happens if ... Views: 965
One should retire from work and not life. Adult couples over 50 need discourage themselves from leading an active life as they can relocate to retirement houses and relive the sensation of their golden days. Aging shouldn’t affect your mind and you should be as ambitious at the age of 50 as you ... Views: 964
A reverse mortgage calculator is a tool used to estimate the amount of money an individual might be able to receive through a reverse mortgage. To use a reverse mortgage calculator, seniors simply input their age, home value, existing mortgage balance and estimated interest rate. The calculator ... Views: 959
In life, nothing is permanent in this world. Everything that comes will definitely go. That is why it is best to put our best foot forward and save more for the future. The neatest thing you have to begin with is to have a retirement plan.
As you examine this article, remind that the rest of ... Views: 959
The issue of retirement planning has never been as important as it is today. If you're a baby boomer, then the next few years are going to be the most crucial of your life.
As a baby boomer, you've already heard over and over again you're part of the largest spending group in human history. ... Views: 959
According to the National Reverse Mortgage Lenders Association’s Reverse Mortgage Market Index report, seniors have approximately $3.19 trillion invested in their homes. Yet a poll conducted by the Associated Press and Life Goes Strong found that 89% of the 77 million “baby boomers” polled did ... Views: 957
Once you retire from work, don’t you wish to receive a steady income till your last breath? Don’t you dream to fulfill all your unaccomplished objectives during your retirement days? Well, it’s quite obvious for one to crave for a better and secured life after retirement. So, why don’t you go ... Views: 956
Saving for your retirement is one of the toughest and most vital things you'll do in your working years. In addition to saving for your children's college tuition, paying your home loan, buying cars and all the other everyday costs, you've got to make sure you put money away so you have enough ... Views: 955
Every person wants to enjoy a trouble free life after retirement and makes extensive planning for it. To be free from physical and metal pressure is the wish of every retiree. Hence, people tend to plan their retirement in advance and select some of the best retirement options. In British ... Views: 952
An HECM, or Home Equity Conversion Mortgage, is a type of loan insured by the Federal Housing Administration (FHA) that allows senior homeowners to withdraw a portion of the equity in their home. Today, HECMs make up more than 90% of all reverse mortgage loans. The rest of these loans are ... Views: 947
There are thousands of so called financial advisors that tell you that you should invest in mutual funds, money market accounts, stocks, bonds and life insurance policies and diversify your retirement portfolio. This is some of the worst financial advice you can get and the general public has ... Views: 947
Are you wondering if you're ever going to be able to retire? You're not alone. Many Americans age 55 and over are asking themselves that same important, yet frightening, question. Or maybe you already are retired, and you're wondering how long your money will last. Read on for some answers to ... Views: 946
Within the first year of working full-time after graduating college, I decided that I didn’t want to do this for the next 40+ years of my life. I set the goal of retiring in my 50’s, which is not extremely early, but would still allow me to cut off about 10 years and (hopefully) still be able to ... Views: 939
In today's economy it is more important than ever to have a personal financial plan and manage your money. Having a financial plan that fits your financial life style can help you obtain the direction you want and help you manage your finances and achieve your financial goals in life. Do you ... Views: 936
You have read everywhere how everyone is getting rich overnight, how everyone is making a killing in the market and it seems that only you have not a clue about it. Your friends talk about it over one barbecue at your house one day, and you still have no idea of what is going on. Then, you ... Views: 934
John took early retirement after 23 years in the same corporation, by then a highly respected oil executive. At 55, he had looked forward to this day for years. He had a plan. He took his wife and teenage children on a world trip for a year. The second year, he played golf every day he could. ... Views: 932
Seniors who are interested in getting a reverse mortgage are usually interested in three things: whether they qualify, what they have to do to get a loan and how much money they are eligible to receive. While these are very important factors, seniors should also be asking, “How does a reverse ... Views: 927
The months before retirement can be some of the most exciting in your life. Just think, no more alarm clock, battling rush hour traffic, endless and boring meetings, working with people who you don't particularly care for, and the tired term "doing more with less." Retirement is the solution to ... Views: 927
Retirement Plan is of paramount importance in our life. The earlier we established the structures to attain a wonderful retirement the better for us.There are some tips here that may be of incredible help to you if you follow them carefully.
As you hunt for retirement gifts related ... Views: 926
A reverse mortgage is a special type of loan that lets seniors borrow a portion of their home equity and defer payment until they pass away or move from their home. To qualify for a reverse mortgage, borrowers must be at least 62 years of age and have a small remaining mortgage balance. ... Views: 922
Older workers have been told it is never too late for them to save for their retirement.Older workers approaching retirement age have been advised that it is never too late for them to add funds into savings accounts such as ISAs or fixed rate bonds to provide them with money after they finish ... Views: 922
What is a reverse mortgage? This question is one commonly asked by retirees and pre-retirees looking for ways to add to their retirement savings. According to a recent article in the Washington Post, reverse mortgages “can be a good option for seniors,” sometimes even more favorable than ... Views: 918
Home Equity Conversion Mortgages, or HECMs, are insured and regulated by the federal government. Because these loans are so strictly regulated, many seniors are under the impression that all lenders offer the same experience. While lenders are limited in the fees they are allowed to charge their ... Views: 910
Investing in a retirement plan or 401K plan is a very confusing market of business for many to handle. It isn’t often that people will be able to handle their stocks or investments all on their own, while still being able to make the best deals and receive the most possible profit. Because of ... Views: 908
Whether it’s your first time or the fifth, house hunting can be challenging. However, if you’re planning to retire, the house you choose needs to suit your needs. However, as with any kind of house hunting, there are certain priorities you should focus on. Here’s what to prioritize when you’re ... Views: 902
If you find yourself approaching retirement then you’ll need to consider these five tips to ensure a successful retirement.
First and foremost is health. It’s never too late to take control of your health and make improvements. Even if you’ve lived a lifetime chained to a desk for 8 hours a ... Views: 896
Lately, reverse mortgages have been getting some negative media attention. This is because, as of last year, an estimated 30,000 reverse mortgages have fallen into default. This means that around 5% of borrowers are at risk of losing their homes unless they can get their loans back into good ... Views: 895
A first look between the covers of the soon-to-be-released book Trump University Wealth 101
Don’t make the all-too-common mistake, popularized in recent years, of thinking that your home is your best investment and that it will pay for your retirement. Your home may well be your biggest asset, ... Views: 891
Aside from its low taxes New Hampshire is also known for being one of the states with the lowest crime rates, thus making it an ideal place to raise a family and to retire. Now New Hampshire long term care is something worth talking about because it is performed with a lot of heart.
Nursing ... Views: 885
There comes a point in every person’s life where they have to decide how best to look after their parents in old age. It is no shame in admitting that your parents are in such a state – everyone will approach elderly age at some point, and so it is best to be as prepared as possible for every ... Views: 882
Clearly after experiencing the job losses and other turmoil that will make 2008-2010 forever memorable, many Americans have been feeling immense financial pressure. During these times, when families really need additional money to meet their needs, a retirement account may seem like a ... Views: 880
St. George Village has set a new standard for senior housing in Atlanta by making a commitment to provide the best in health care services in a dynamic family friendly environment. The entire staff at St. George Village places a priority on giving its residents the best experience possible for ... Views: 876
Whether you’re a senior looking to enjoy the golden years of retirement or a family looking to improve the standard of living of an elderly loved one, assisted living and independent living are two options that potentially offer the answer to your search.
For some assisted living offers the ... Views: 873
When people ask for suggestions on financial planning opportunities, I tell them two words. Roth IRA.
How great would it be if you didn't have to pay taxes when you take distributions from your retirement account when you retire?
Maybe you could retire earlier! Or you may be able to save ... Views: 873
What is retirement planning all about?
Today the uncertainties of life are such that it is essential to start planning for retirement as soon as one starts their first job. While most youngsters earning above-average salaries might scoff at this thought, it is imperative that the earlier one ... Views: 872
How you fund your retirement may be the most important financial decision you ever make. Even for those people who systematically save up in anticipation of their retirement can be overwhelmed with the particulars of making the transition as they get closer to their target retirement date. You ... Views: 871