Self Improvement Site
On The Internet! Take the Self Improvement Tour
On The Internet! Take the Self Improvement Tour
Personal Finance Articles
We are currently looking for an Official SelfGrowth.com Guide to "Personal Finance". If you have expertise in Personal Finance and your own website and/or product for this topic, please review this form for complete details. The Official Guide Position is part of our Premium Placement Package
- Freeze your Social Security Number for Free... Coming Soon! - by Submitted on Sep 20, 2018 from Scott W JohnsonAccording to an article in the New York Times - Freezing your credit will soon be free. (https://www.nytimes.com/2018/09/14/your-money/credit-freeze-free.html) This is terrific news for consumers! In years past the methods and costs used to freeze your credit would vary by state, with some ...
Views: 15 - 3 Popular Personal Loans Anyone Can Avail - by Submitted on Sep 20, 2018 from harish ChandraApply for a loan with Peer to peer lending platforms. It is the best way to secure instant financing. With well-managed financial credentials, you can promptly get the lending decision. If you have a bank account, they might have come across those marketing emails offering personal loans. In ...
Views: 27 - Wings to every dream with Gold loans - by Submitted on Sep 18, 2018 from alfred disGold loan is not at all a new phenomenon to Indians. It was considered as the main source of lending and raising money from the earliest days of financing. The origins of gold loans are basically from the southern part of India. Moneylenders including Chettiars of Tamil Nadu, the Shroffs and ...
Views: 24 - 7 Advantages Of Using A Professional Research Paper Writing Service - by Submitted on Sep 20, 2018 from George BrayAt one point or another you may find yourself in desperate need of some outside help when it comes to getting your research paper completed accurately and on time. It’s common for students to go straight to a professional writing service for this help. Here are seven advantages of doing ...
Views: 31 - Golden Years: 3 Goals to Have in Mind for Your Retirement Plan - by Submitted on Sep 14, 2018 from Brooke ChaplanWhen many people prepare for retirement, they focus intently on finances and basic budgeting. While finances are important, remember that you also should create a smart plan for day-to-day life based on your desired lifestyle. You understandably want to be as comfortable and as happy as possible ...
Views: 28 - What You Should Know About Dividends? - by Submitted on Sep 19, 2018 from M Nasir AzizThe buying and selling of dividend-paying stocks are worldwide very popular. A dividend payment is mostly periodical, a payment from the company to its current shareholders. Most of the times this is done 1 x per year. But in the US this frequency is higher. The ex-dividend day is the day the ...
Views: 65 - Loans with Bad Credit No Guarantor- Should You Opt For - by Submitted on Sep 12, 2018 from Stacey WalshThe bad credit is the hovering term that troubles the borrowers the most. Although most of people are aware of it but very few know it and true sense. Numbers of time, the UK borrowers fall in a trap virtually created by direct lenders; as a result, they accept high rated ‘loans with bad credit ...
Views: 33 - SANCTUM WEALTH MANAGEMENT: THE COST OF RISK AVERSION - by Submitted on Sep 10, 2018 from Sanctum WealthInvestment Outlook , Published Jan 18, 2018 Contact The opportunity cost of choosing risk aversion – investing in FDs for instance – has been high over the past two decades. Staying invested is clearly the right choice. Time and again investors have chosen risk aversion, and the opportunity ...
Views: 37 - Secrets of the Top-Performing Individuals of the Finance Industry - by Submitted on Sep 05, 2018 from MD Rasel MIahThe Forbes Most Powerful People in the World 2016 list was a revelation. Whilst you would expect to see Bill Gates, Mark Zuckerberg, Vladimir Putin and Donald Trump on there, it was not a total politics and tech industry whitewash. In fact, far from it. Quite a few financial stalwarts were ...
Views: 42 - Risk Based Lending: A New Age for Loan Against Property - by Submitted on Sep 01, 2018 from Arwind SharmaNew financing concepts are emerging every day for a loan against property in India. Also, remembering all the details about the same is never possible. One such trend of loan against property financing service is risk-based lending. It is an interest calculating criteria based on the risk ...
Views: 43 - Difference Between Trading and Investing - by Submitted on Aug 31, 2018 from Arpit KumarThere are two methods of making profits in financial markets, which are known as investing and Trading. These are two different standpoints with a common goal. Investing and trading are sometimes interchangeable, but still, they are different from each other. Investing means to invest the money ...
Views: 65 - Is a credit card more beneficial than a line of credit? - by Submitted on Aug 29, 2018 from Arwind SharmaYou always need money for either buying a new house, financing your child’s education, or other requirements. However, certain dire situations call for the need of lump-sum amount which you may not be able to obtain right away. Thus, make sure you fill a credit card application form and ...
Views: 58 - 7 Best Investments for NRIs looking to invest in India - by Submitted on Aug 29, 2018 from Archana SinghBest Investment Options Each year lots of people migrate from India for different purposes like education, job, busi-ness, etc. Some people migrate from India only for working on offshore jobs and actually earn in the foreign currency. These kinds of people who are of Indian origin or those who ...
Views: 65(1 vote) - Ways2Capital : What are Penny Stocks? - by Submitted on Aug 22, 2018 from Mahendra RajputPenny Stocks are those shares which are available at very low prices in the stock market. Their name may have been called Penny Stocks and these stocks or the shares available at less than a dollar in the US are known as Penny Stock. Shares in trading in India at less than ten rupees can be ...
Views: 106 - Benefits of Mutual Fund - by Submitted on Aug 16, 2018 from Arpit KumarBenefits of Mutual Fund: Professional Management: The mutual fund is trustable and transparent with all its facilities. It hires best and professional experts to the manage the account and investment of investors. The fund invested in the mutual fund is managed by the experts who have proper ...
Views: 80 - Why UK Online Buyers Must Use Price Comparison Websites - by Submitted on Aug 14, 2018 from Albatross TechnologyUnited Kingdom has one of the largest ecommerce market in the world and has highest online penetration rate in Europe. It is estimated that about 80% of UK population buy goods and services online. Having said that, people always look for best price and highest quality products and ...
Views: 54 - The Bull and Bear in Stock Market - by Submitted on Aug 08, 2018 from Arpit KumarThe Bull and Bear in Stock Market: People who are in the stock market or interested in trading need to understand some basic terminology of the stock market. There are words commonly used in the share market, which is the Bull and Bear market. The Share market is a fight between bulls and ...
Views: 90 - Life Insurance Factors in Ontario That Insurance Companies Consider Risky - by Submitted on Aug 07, 2018 from Eugenia SSummary: Find out what risk factors Ontario insurance companies consider before selling a life insurance policy. If you’re thinking about buying life insurance and you live in Ontario, you probably have some concerns. Perhaps you’re wondering if you even qualify for life insurance, or ...
Views: 62 - Types of Trading Account in Stock Market - by Submitted on Aug 02, 2018 from Arpit KumarTypes of Trading Account in Stock Market: There are two types of account used in the stock market to start investing. These two accounts are demat account and the trading account which is used for trading in the stock market and shows all the transactions of stocks. Demat Account: Demat ...
Views: 83 - How Useful is Credit Card Balance Transfer Plan - by Submitted on Aug 02, 2018 from Henry ChangCredit cards are so tempting that you don’t realise how much you are spending just because you can pay your bills later. If you tend to shop too much or if there is an emergency, you will not realise how much you have spent or if you can repay the spent sum. Though you have a grace period of 20 ...
Views: 53 - 6 Best Uses of Personal Loans you Should Know - by Submitted on Jul 31, 2018 from Arwind SharmaWith disbursal within 24 hours, a Personal Loan is a quick solution to all financial needs of borrowers. Banks and NBFCs engage in severe competition to provide the most beneficial Personal Loans to their customers. So, the majority of them offer attractive Personal Loan interest rates to ...
Views: 78 - Renting vs. Buying a Condominium in Canada – Pros and Cons - by Submitted on Jul 23, 2018 from Eugenia SFor many people in North America, the choice between renting or buying a condo comes down to opportunity. Looking at the housing market, with an average annual appreciation of 4 percent, buying as soon as you can seems like the best plan. After all, if you put 5 percent down on a $250,000 home ...
Views: 95 - Pension Plans Are Complicated -- How Do They Work? - by Submitted on Jul 20, 2018 from Archana SinghPension plans are the last thing that people want to think about but it is an important step towards securing one’s future. It is not just about saving for financial stability and security post-retirement, particularly during old age. All it takes is systematic savings from your current ...
Views: 109 - What is Stock Split? - by Submitted on Jul 16, 2018 from Mahendra RajputStock Split occurs when a company decides to issue new stock and to decide which stockholders to sell them. It is decided by Board of Directors of this company. The most common times that the common stock split is 1: 1 oh when this happens, the shareholders who have shares with them will now ...
Views: 103 - Is a Cash Advance Loan Online the Right Choice for You? - by Submitted on Jul 05, 2018 from Cash In A SnapCash advance loans online can be a good solution for immediate cashflow problems. However, there are many things you should consider to decide whether a cash advance loan online is the right option for you. Here are some important things you should be aware of before applying for cash advance ...
Views: 126 - 5 Ways to Make Summer College Affordable - by Submitted on Jun 28, 2018 from Sophia MooreIt is without a doubt that education is important. When you gain knowledge in certain fields, you could land your dream job and help you get by in life. But, even though education is deemed mandatory and important, it is still quite expensive, especially if you want to study in the most ...
Views: 121 - Loans for Bad Credit in London - by Submitted on Jun 26, 2018 from Michael WarneOur firm provides inexpensive and authorized individual financial support that is required to all London citizens, not with standing of their job and financial status as a direct lender. If a bank rejected your bad credit loan application and you are reeling under disappointment about the ...
Views: 150(1 vote) - How Canadian Seniors Qualify for Life Insurance - by Submitted on Jun 21, 2018 from Eugenia SIn Canada and around the world, life insurance companies underwrite, or assess, the risks of carrying your policy. For the elderly, this can include medical assessments but will also include lifestyle factors as well, such as: • Current health • Nicotine and drug use • Family medical ...
Views: 209(1 vote) - What Is My Actual Salary, Boss - by Submitted on Jun 19, 2018 from Marta KaliYou go to work and you’re there 7,8,9 hours a day. You work 40 hours per week and you think you know what is the amount you should earn. Of course, you have a contract, everything is written there. You know that there is a tax to pay, national insurance, perhaps some private pension, or any ...
Views: 166 - How To Make Profit Through Currency Market - by Submitted on Jun 15, 2018 from Mahendra RajputAs the different economy has open there doors for the investment from Foreign Investment Institution and Foreign Direct Investment. That means each economy wants to sustain in global market in concern of their performance and growth for which there are some perimeters, these are dollar reserve ...
Views: 221 - Popular Payday Loans Options for Retired People - by Submitted on Jul 02, 2018 from Cash In A SnapIf you are retired and living on your savings or a fixed income then you already know that budgeting for monthly bills is crucial and bigger expenses that come up can really put a strain on finances. Rather than you asking your family or friends for a bit of cash to help you out and feel ...
Views: 155 - How to avail Guaranteed Loans when you have Bad Credit Score? - by Submitted on Jun 12, 2018 from Eliza FelixMany financial experts doubt on the efficiency and existence of the guaranteed loans. For the people with bad credit score, in particular, their doubts increase more and they do not suggest this to avail. A credit rating below 630 means conventional lending institutions are not interested to the ...
Views: 156(1 vote) - Introduction to Tax Bill Payments on the Accounts in the UK - by Submitted on Jun 11, 2018 from Marta KaliIntroduction to Tax Bill Payments on the Accounts in the UK As a self-employed person, we must pay our income tax through the self-assessment. HRMC in the UK introduced something called payments on the accounts. They are the advanced payments towards your income tax. Unless your tax bill ...
Views: 179 - What You Receive with Guaranteed Approval on Bad Credit Personal Loan? - by Submitted on Jun 11, 2018 from Eliza FelixThe main challenge to clear every financial issue is to get necessary funds as early as possible. But it is not easy at all because your credit history does not allow you to get the desired financial outcome. During the financial emergency, it comes like an impossible task and it is true up to ...
Views: 132 - Bad Credit - You Still Have Loan Options - by Submitted on Jun 07, 2018 from Lora DavisAny person can have unexpected, catastrophic events in their lives that put them in a less than desirable credit range. If you have found yourself in this predicament, don’t give up. You still have several options available to you, and we’re going to review them here in this article. What ...
Views: 118 - Tips to know before applying for a Personal Loan by SRG - by Submitted on Jun 06, 2018 from Sawan JainPersonal loan is always an option to look for when you need huge amount for unseen or unknown reasons. Though it is quite expensive, it is accessible. People look up for personal loan for different reasons. Some reasons can be really for true and good while others reasons for personal loan can ...
Views: 106 - Easy to obtain a Car title pawn loan at California - by Submitted on Jun 05, 2018 from Marina PalEveryone wants to live happy and without any stress of financial problems. Sometimes, people face an uncertain situation such as loss in business, face financial cries, and pay tuitions fees or other expenses. They want to solve financial situation through the loan. The loan is amount cash ...
Views: 133 - The Ins and Outs of No Medical Life Insurance in Calgary - by Submitted on Jun 04, 2018 from Eugenia SSummary: Do you need a Canadian life insurance policy but want to avoid medical exams? If you live in Calgary, read on to find out how you can get the right insurance without a medical exam. Calgary Insurance Policies – the Right Protection: With the right life insurance policy in ...
Views: 144 - What is the procedure to apply for an education loan? - by Submitted on Jun 01, 2018 from Puneet SharmaEducation loan has appeared as a boon for each and every student who does not want to overburden their parents and want to bear the higher studies expense on their own. The procedure to apply for an education loan differs widely across banks in India. This article delves deeper and fetches out ...
Views: 131 - How to Save Money on a Home Construction Project - by Submitted on May 30, 2018 from Dixie SomersIf you’re considering a DIY remodel of your home, how much you can spend is probably a chief concern. Even if you can finagle a home improvement loan or have been squirreling money away, cost overruns are a risk that can derail or delay completion of the construction project. Here are some ...
Views: 463 - Steps to Avail Small Cash Gap Loans for Students Online - by Submitted on May 26, 2018 from Maria SmithStudent loans are integral part of acquiring education today. In fact UK graduates are the second most indebted graduates in the world. Apart from your education costs, there are stationary costs, accommodation rentals, commutation and many more expenses that are involved. This is why many ...
Views: 141 - Auto Insurance in Calgary – is it Cheaper than Toronto? - by Submitted on May 18, 2018 from Eugenia SThe Rocky Mountains are definitely the most striking difference between Calgary and Toronto, closely followed by the settings of each city. In a largely rural province covered in small towns and farmland, Calgary is an urban oasis that is growing at an amazing rate. Approximately 3,400 ...
Views: 206 - Let Your Income Reach New High with Kotak Low Duration Fund - by Submitted on May 17, 2018 from Dishika BahetiHave you ever thought of preparing for contingency fund through mutual funds? No? We suggest you a category in mutual funds that can help you not only create your contingency fund but also let you earn returns higher than that of savings accounts or FDs, i.e., Ultra Short Term Debt Funds. A fund ...
Views: 140 - Top 10 Ways to Save on Auto insurance in Edmonton - by Submitted on May 14, 2018 from Eugenia SIf you’re looking to save money, why not save on auto insurance? There are so many ways to save money on car insurance in Edmonton. Depending on the type of vehicle you drive, and the type of insurance coverage you have, you could save on hundreds of dollars each year in insurance premiums. Here ...
Views: 333 - How Do I Link My Credit Card to my HDFC App? - by Submitted on May 10, 2018 from Puneet SharmaThe usage of a credit card has become more prominent lately. Not only it makes big-ticket purchases easier, but you can even use it to get the required amount of physical cash to make the payment. A credit card allows you to purchase stuff on credit which you need to pay later to the credit card ...
Views: 154 - How You Can Get A Car Title Loan With A Bad Credit Score - by Submitted on May 03, 2018 from Haris SaeedBad credit is a bad problem, and has brought people into great sufferings. But there is always a way to come out of it. And bad credit loans are there too to help you out. If you are stuck in a bad credit score, and are looking out for ways to avail a loan so that you may repay it on time and ...
Views: 217 - Why Buy a Condo in Vaughan? - by Submitted on May 02, 2018 from Eugenia SAre you looking to buy close to Toronto, but would rather not live in the downtown core? The city of Vaughan may be just what you’ve been searching for! Here, you will find all of the amenities of living close to the big city, without having to deal with all of the commotion that comes with ...
Views: 162 - Sell High! How To Get More For Your Home With A Little Extra Effort - by Submitted on Apr 23, 2018 from Meghan BelnapSelling a home gives you the chance to obtain equity from your property. This equity may be used as a down payment on another house, to pay off bills or to accomplish other goals. Because of how important this equity is, you understandably want to maximize your return from the sale. Even the ...
Views: 207 - Future Trading In Stock Market - by Submitted on Apr 20, 2018 from Mahendra RajputFuture market is the market where the commodities, securities or foreign currencies are bought and sold. Purchase of goods is done on today's rate, but going forward, what will be the rate of those items or securities or foreign currencies ... they are left on a future fixed date. This rate goes ...
Views: 196