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Financial Literacy Articles
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- Family Budget: Income - by Submitted on Apr 07, 2016 from John SteelyA family budget consists of three parts – income, expenses, and savings. To create a workable financial statement for a family, all three parts must be understood. Each of the parts is similar to corresponding parts of a business budget, but the family’s budget has different perspectives and ...
Views: 1472 - How a Financial Tune-up Month Can Change Your Life - by Submitted on Jun 01, 2011 from Mindy Sitton-HalleckHow a Financial Tune-up Month Can Change Your Life by Mindy Sitton-Halleck Did you know that integrating a financial tune up month into your busy year can lessen your stress, protect your finances, your relationships and improve your overall health? That’s a tall task, I know, but it’s true. ...
Views: 1471(1 vote) - Ready, Steady, Invest! - by Submitted on Dec 05, 2010 from Eugene Yiga“To send the common people to war untrained is to throw them away.” – Confucius With the economy in such a state, it’s hard to know who to listen to, especially when it comes to something as important as managing your money. And yet now seems like the perfect time to take advantage of so many ...
Views: 1470(2 votes) - 3 Sure Shot Ways to Avail a Loan with Bad Credit - by Submitted on Mar 09, 2018 from Rachel WestonBorrowing additional loans with bad credit rating is not a cakewalk. We all know how difficult it has become to raise an unsecured loan from a main street lender with red flags in your credit report. However it is also a reeling fact that emergence of FinTech market has made it possible for ...
Views: 1469(1 vote) - To Arrange Financing for Your Start up Business Loans - by Submitted on Nov 11, 2013 from Rohit AroraStarting up a small business brings a lot hurdles especially when it comes to arrange financing. However, it entirely depends on the source you apply for your small business loan. Therefore, if you plan the specific financial needs of the business then you can decide which route will have to be ...
Views: 1468 - Are Your Financial Projections Believable? - by Submitted on Aug 19, 2009 from Burke FranklinMany people think a set of financial projections is a business plan. Wrong. Experienced business people know that no matter how honest and forthright your financial projection is, it cannot present the full picture. To achieve credibility for your financial projections, be prepared to ...
Views: 1465(1 vote) - 10 Tips to Save Money - by Submitted on Oct 24, 2012 from Adam TijerinaToday, many people are accepting the fact that saving extra money is the only way to live a stress free life. People with significant amount of savings are said to be better off financially than people with huge amounts of debt. Many people often find themselves with extra cash but do not know ...
Views: 1462 - Entering Bills for Items Already Entered in an Inventory Adjustment - by Submitted on May 06, 2010 from KC TrubyOccasionally you will go through your inventory and realize that you are showing more or less inventory than QuickBooks reflects. Typically a company will then make an inventory adjustment in QuickBooks to straighten this out. The problem you may encounter is that you will adjust your ...
Views: 1457 - Is There Such a Thing as Good Debts? - by Submitted on Feb 11, 2013 from Samantha SeiffertHave you ever heard the phrase “good debt”? Is there such a thing? If you ask anyone who had been in debt, there is no good debt. On that note, there is no bad debt either. What you have is a credit obligation that can turn for the worse depending on how you respond to it. Debt is just debt. ...
Views: 1455(1 vote) - 7 Step Process For Growing Your Wealth in 2012 - by Submitted on Jan 11, 2012 from Joanne MusaStep 1: Start Contributing to a Self Directed IRA or 401(k) If you have a 401(k) with your employer that’s good, but not as good as if you had a self-directed IRA or solo 401(k) that you can control. With a true self-directed retirement account you have control and can invest in almost ...
Views: 1453 - An Economic Slant Resulting from a Three-Way Struggle Between America, Russia and the Vatican - by Submitted on May 20, 2015 from Richard RuhlingThe subtitle of Malachi Martin's best-selling “Keys of This Blood,” indicates that the super-powers are involved in a three-way struggle for world supremacy. The book may have overlooked our 500 point stock market crash a month after John Paul's visit in 1987. With the take-down of the ...
Views: 1451 - The Advantages of Payroll Outsourcing - by Submitted on May 08, 2010 from Mary JoyceEvery business that recruits people is accountable to maintain a payroll system. It is also a mandatory document that requires while auditing. There are many ways available to take care of the payroll activities. Many companies prefer outsourcing their payroll accounting tasks to accounting ...
Views: 1451 - Bet on GPS Forex Robot - by Submitted on May 07, 2011 from Praveen benThe GPS Forex robot is Forex trading system designed by an accomplished trader that goes by the name Mark Larsen. This is the first ever Russian Forex trading tool amongst hundreds of systems designed to for the same purpose. With Larsen’s intent to develop a trading mechanism that is equipped ...
Views: 1450(1 vote) - Pay Yourself First and Get Your Life in Order - by Submitted on Nov 07, 2011 from David VogelsangYou might have noticed that money comes directly out of your paycheck before you even receive it, at least in the United States. The government understands the concept of “Pay Yourself First” (or paying itself first), by taking out taxes before you get your hands on your income. However, this ...
Views: 1450 - Popular advice that can be costly - by Submitted on Dec 07, 2010 from Dan BeckHow many times can you think of that you had the best intentions, did just about everything right, but the end result turned out to be negative? Some of the most popular advice about how to improve your FICO score is just like this, great intentions, just about all the right advice advise but ...
Views: 1450(2 votes) - The Time is Now for Long Term Care Insurance - by Submitted on Dec 10, 2012 from Knox Bates IIIThe Time is Now for Long Term Care Insurance What is Long Term Care Insurance and why do you need to care about it? That's a great question. Long-term Care,(LTC)goes beyond medical and nursing care to include all the assistance you could need if you were to ever have a chronic illness or ...
Views: 1450(2 votes) - Guaranteed Search Engine Optimization – Is This Possible? - by Submitted on Jun 10, 2010 from Menno SpijkstraWho does not want a guaranteed search engine optimization? Or perhaps you will ask if this is at all possible - A website optimization that will surely bring in the ranking that you aim to achieve and the amount of traffic that all website owners desire to have. In the past weeks, or even ...
Views: 1447 - Abundance and Frugality: Should You Earn More or Lower Your Spending? - by Submitted on Jan 29, 2013 from Samantha SeiffertWhen you have to pay off your debts, you have a decision before you: do you earn more or do you lower your spending? Both of these choices have their own pros and cons. Ultimately, your choice will depend on what you are willing to sacrifice. Earning more will help you keep the lifestyle that ...
Views: 1446(1 vote) - Earnings Season: Tech Data Report Surprise’s Tech Data - by Submitted on Apr 07, 2011 from Michael MichaudClick the link below for the entire article with images and charts. http://invest2success.blogspot.com/2011/04/earnings-season-tech-data-report.html Profiting From Earnings Estimates Revisions My stock pick this week is a buy long on Tech Data that comes from the recommendation of Zacks ...
Views: 1445(5 votes) - An Awesome Guide on Improving Your Personal Finance - by Submitted on Apr 28, 2016 from Roger GallagerWho doesn’t want to improve their personal finance? The idea is great, but money matters can be little confusing and intimidating. You must be asking: just how should you improve your budgeting skills and build a solid foundation for financial success? You can definitely master personal finance. ...
Views: 1439 - Saving for Retirement is A Lot Like Golf - by Submitted on Feb 13, 2011 from Teddy DanfieldI really enjoy playing golf and the other day I realized saving for retirement is a lot like golf. Let me explain my thinking. Golf takes time and dedication. You can’t go play golf once and decide you know everything. Golf is very complicated and takes time to see the fruits of your ...
Views: 1438(1 vote) - Get Out of Debt FASTER: 8.5 Tips to Find Extra Cash! - by Submitted on Jan 15, 2010 from Jesse NiesenDo you have any kind of lump sum to put towards paying off your debt? If you’re even a little bit concerned about your cash flow right now because it’s limiting some of your debt relief options, then you may be curious how many of my debt free clients discovered a variety of creative ways to ...
Views: 1437(2 votes) - Will Chapter 7 Bankruptcy Debt Forgiveness End My Consumer Debt? - by Submitted on Oct 03, 2011 from Vic ChevalierHaving too much debt is an impetus for seeking debt forgiveness through chapter 7 bankruptcy. But, can this "fresh start" decimate all of your consumer debt? Depending on your financial situation, this get out of debt solution can keep you out in the cold. You may be better off exploring other ...
Views: 1437(1 vote) - Preparing for Binding Arbitration - by Submitted on Jun 18, 2011 from Patrick OconnorFor many homeowners, the property tax appeal process can seem too difficult and therefore only about 8% appeal even though 70% of those who do appeal are successful. Most homeowners also do not realize that their appeal can be resolved at the informal hearing. Here are some tips on attending ...
Views: 1436 - ***Tips on Saving Money in the Bedroom - by Submitted on Oct 08, 2009 from Margaret GoodMy recent articles have talked about energy savings, home maintenance, and de-cluttering. Today let’s look at what we can do to save money in our bedrooms. The mattress – Top quality mattresses usually cost more because they offer you extra pillow tops and nicer piping on the edges. These ...
Views: 1435(1 vote) - Avoid being Conned - by Submitted on Feb 17, 2020 from Pearls of WisdomAvoid being conned. A lady I know, not a friend, was telling me that she was cheated by a man she met. He was happily married, and I stress happily. He was not at all interested in leaving his wife and he never said he was. This lady was fed up with being single and desperate to find a man who ...
Views: 1434(1 vote) - Schools should be teaching kids about money - by Submitted on Mar 12, 2011 from Daniel BrittonThe continuing financial and economic problems in many parts of the world, record levels of personal debt and many individuals experiencing the misery of financial hardship have highlighted the need for better financial education across all parts of the population. By providing financial ...
Views: 1434 - ***How to Save Money on Your Car - by Submitted on Oct 27, 2009 from Margaret GoodLet’s face it, once we have a car we love the convenience of being able to get up and go whenever we please so I’m not going to tell you to sell your car and use public transit. The tips I am going to give you are simple and practical. Unless you are a salesman or need a new car for business ...
Views: 1433(1 vote) - Credit Repair Tips - How to Spot the 5 Most Common Credit Repair Frauds - by Submitted on May 28, 2010 from william robertsWith the increase in needs of credit repair; many companies were reformed to provide the services to remove people's negative items from their credit reports and to increase their credit score. This is a fact that where there is good, bad is also there and while searching you may find some fake ...
Views: 1431 - ***You Decide Where Your Financial Sails Go – So What Have You Chosen? - by Submitted on Jan 15, 2010 from Margaret GoodIt is hard to believe but we do have everything we need in this life right in front of us. Acknowledging the fact that we have everything we need to be happy, healthy and whole is based on the meaning we project on the various objects and activities in our life. The hard part in the journey of ...
Views: 1430 - ***Saving Dollars by Saving Energy - by Submitted on Sep 28, 2009 from Margaret GoodYou don’t have to be Einstein to learn about money and how to improve your bottom line. There are things we can all do without getting an accounting degree and working on Wall Street. The following tips are a continuation of the ones from my previous article entitled Putting Money In Your ...
Views: 1429 - Dealing with Debt Desperation - by Submitted on Feb 04, 2013 from Samantha SeiffertOne of the greatest enemies that you have to overcome while in debt is yourself. There are many issues to address like your spending habits, financial management skills and most of the time, your overall lifestyle. Dealing with debt can be a painful and frustrating experience that requires ...
Views: 1429(1 vote) - Tax Lien Investing as an Alternative to Investing in the Stock Market - by Submitted on Sep 18, 2011 from Joanne MusaThe stock market recently took another tumble, but it doesn't concern me at all. I have very little invested in the market. Most of my investments are in tax lien certificates and the interest I make on my tax liens does not fluctuate with the market. In fact it's guaranteed by the county or ...
Views: 1426 - 401k Plan Mistakes: Top 4 Common Mistakes to Avoid - by Submitted on Dec 22, 2011 from Teddy DanfieldSince the advent of 401k plans in 1981 making mistakes in 401k plans have become commonplace. Let's take a look at four common mistakes we can avoid. #1 Chasing Returns Chasing returns is as common as trying to keep up with the Jones’. Chasing returns means looking at your yearend ...
Views: 1425(4 votes) - ***Saving Dollars on Our Everyday Needs - by Submitted on Sep 29, 2009 from Margaret GoodWe all need to shop for groceries, clothing and transportation. If we need to spend the time doing these activities, we may as well make the most of it and save as much money as possible at the same time. Here are a few tips on just how to accomplish that goal. Avoid spending money on brand ...
Views: 1420 - What To Do After Achieving Debt Freedom? - by Submitted on Jan 30, 2013 from Samantha SeiffertDebt freedom is a component of financial freedom. This is a time when you have paid off all your debts that has haunted you for a long time. This is a great achievement that did not come easy and you would want to keep it that way. After you have paid off your debts, you still need to exercise ...
Views: 1420 - Avoid Tax Penalties and Get Comprehensive Health Insurance Coverage - by Submitted on Sep 27, 2012 from Tracy ManamonWith some exceptions, going without Kentucky health insurance will attract a penalty starting 2014. Approved by the Supreme Court as constitutional, under the new law, IRS will collect the penalty just like taxes. The Congressional Budget Office recently released a statement saying that about ...
Views: 1418 - Important Accounting Terms used in the Business - by Submitted on Apr 06, 2010 from Mary JoyceAccounting is the foundation for every business. Even though a business man has the skill to manage his employees, the vendors and all other administration work, he needs an accountant to maintain his transactions properly. He wants to sit with them and sort out if there is any issue. If he ...
Views: 1418 - Know Money or No Money? - by Submitted on Sep 13, 2010 from Erik TherwangerDo you feel you are on the right track financially? Are you prepared for retirement? Is your nest egg where it should be? Has the economy had a negative impact on your financial household? Do you need to earn more money? Many people feel they need to follow a specific “road” to financial ...
Views: 1417(3 votes) - Quick Cash Loan Online - by Submitted on Sep 19, 2013 from Sam AndersenThese types of loans are usually short term and upfront. They are commonly known as payday loans. These loans hold this name because when this system began, this was a loan plan for employed people who needed money and would pay back as soon as their monthly pay comes in. With the rapid ...
Views: 1410(1 vote) - An Insider's Guide To Chapter 7 Bankruptcy Information And The Rise Of Chapter 13 - by Submitted on Dec 23, 2010 from Cole Collins• Discharge Of The Light-Spending Brigade Easy enough to watch acquaintances sail through Chapter 7 filings with seemingly minimal consequences, especially prior to 2005's wholesale renovation of the federal code. Any Chapter 7 bankruptcy information based upon turn of the century statutes ...
Views: 1408(1 vote) - Build Your Profitable Tax Lien Portfolio - by Submitted on Mar 29, 2012 from Joanne MusaProfitability is an important factor when you’re considering where to put your money today. Nobody wants to put their money into an investment that can lose value, but in order to make high interest rates you have to take risks, right? That may be what you have been told, and you were probably ...
Views: 1407 - Factors that do not impact your CIBIL Score - by Submitted on Apr 21, 2018 from Abhvaya KaushalA Good Credit Score or CIBIL Score is one of the most important parameters that impact your chances of getting a loan at the best rates. While there are numerous blogs explaining the factors that impact your CIBIL Score, it is also important to know the factors that are not included in your ...
Views: 1405 - How to Find Safe and Reputable Online Loans Same Day - by Submitted on Apr 20, 2016 from Angelina BrownOnline loans same day have been in the middle of a lot of controversy more because people are not so well educated about these types of easy loans and less because legitimate companies play you for your money. Payday loans or same day loans are quite a convenient option when you have a financial ...
Views: 1405 - How to Get the Most out of Your Retirement Planning - by Submitted on Oct 25, 2018 from Brooke ChaplanRetirement planning should begin as soon as possible, and it requires regular effort throughout your working years for the best results. Preparing a budget for this period of your life is an essential step if you want to avoid unnecessary financial hardship. However, it can be challenging to ...
Views: 1405 - Creating Passive Income: How To Make People Understand? - by Submitted on Sep 05, 2009 from Sandeep NathMaking people understand subjects not taught in school is difficult... and therefore so well worth it! How to create passive income is one such subject. Research by various noted gurus establishes that all people can be categorized in four personality types. 1. The Sales personality, which ...
Views: 1402(1 vote) - Take Charge: Five Actions to Kickstart Your Finances in the New Year - by Submitted on Feb 11, 2013 from Mariano JaucoBuild momentum with positive action The new year is a great time to establish positive habits that build momentum toward your goals. Actions you take on your financial situation will contribute to a strong foundation for this year as well as the long term. And even when many things feel out ...
Views: 1402 - Why a High Deductible Ohio Health Insurance Plan is a Good Choice - by Submitted on Oct 10, 2012 from Tracy ManamonThough medical costs are rising, you still need to purchase health insurance for yourself and your family. Choosing a high deductible Ohio health insurance plan is an ideal way to lower your expenses. A high deductible plan usually has a low premium. To understand why such a plan is a good ...
Views: 1399 - Career Opportunities with MBA in Accounting Degree - by Submitted on Nov 12, 2012 from Rachel ScottNo one can deny the importance of MBA in Accounting Degree as it is absolutely the best choice to advance your career in fields like accounting, financial analysis and advising. Earning an advanced MBA in accounting degree helps you meet financial needs and challenges of today’s ...
Views: 1398 - 5 Tips to Making a More Flexible Budget - by Submitted on Aug 01, 2017 from Jeremy SutterCreating a budget sounds like you're designing a rigid structure that you have to stick to regardless of what else is going on in your life. While a budget is a great set of guidelines that will help you keep your finances in order, you want a more flexible budget that will allow you to ...
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