Question: This stock market is nuts! How am I supposed to protect my IRA and 401k from losing money when I’ve only got three years until I retire? Bonnie, Ohio
Answer: A few years before retiring, if possible, you should begin to accumulate an amount of money that's equivalent to 2-5 ... Views: 2472
Are you interested in taking your work as a coach, consultant, trainer or other expert to the next level? Would you like to reach a broader audience? Have you thought about packaging the work you do with individuals into an engaging and interactive experience for multiple clients?
If so, you ... Views: 1266
Most of the times you do not want conflict to go unaddressed. It is your job as a leader to ensure that your team engages in healthy and productive conflict and to make sure that conflict is not ignored. After all desperately hoping that an issue will just go away is a great way to turn a small ... Views: 3388
By America’s #1 Love and Marriage Experts.
As we say repeatedly, the simple things matter in love and marriage. Do the simple things and your marriage or loving relationship will prosper.
Charley learned his lesson some 43 years ago! He grew up in a rural area of Missouri back when ... Views: 4820
The beginning of marriage relationship is usually very sweet for most couples. During this period their expectation is high in terms of positive achievements in their profession, business and having a happy marriage generally. But, subsequently if there is any little set back or challenge, ... Views: 1886
I feel prompted by the Holy Spirit to reach out to both of you. My intention in this note is to summarize the basics of deciding to say married or get divorced – what’s going, what your choices are and where things can go for you.
Basic #1. You both appear to have concluded the status quo ... Views: 2095
My last Competitive Edge Report article “Is the Key Still in Your Ignition?” hit a sweet cord with a number of you and sour note with others. I thought I’d continue the discussion this week by looking back as well as forward.
The impetus for the original piece, where I advocated when you take ... Views: 1664
There are only two kinds of marriages - truthful and protective. You cannot be both at the same moment in time. They are a dilemma in the same way that it cannot be both night and day at the same time. We have no choice but to give up one in order to have the other. I cannot protect you from ... Views: 4233
Distributing your articles to various article banks and directories online (what I refer to as article marketing) won't work for you unless you have a well-developed resource box. A resource box is the bio information about the author that appears at the end of the article. Why is a great ... Views: 940
And Who Heals Me?
Over a year ago, I went on a journey to look at some real fuzzy philosophical questions. “Who Am I?”was dealt with years ago, but “What Is My Purpose?” remained vague.
I went on a real journey to discover what it is about past employment that I loved and was good at, and what ... Views: 1558
It’s no secret that one of the biggest challenges a parent faces after divorce is staying in good communication with your children. Obviously all parents struggle with communication issues as their children grow, but children who have had their lives dramatically altered by separation or divorce ... Views: 1735
We are forever surrounded by love. From the rays of the sun that nurture and sustain life on our precious planet, to extending a helping hand to another in need, our existence is found within this unifying principle we know in our heart as love. Life itself is the expression of unconditional ... Views: 2066
There are many types of risks, physical risks, financial risk, documental risk and so on. If you are under any sort of risk and you are clueless how to go about it. Then the right thing for you to do is to contact an investigator so that you can overcome those risks easily. The investigators are ... Views: 963
Luscious lashes have been desired and coveted since ancient times. As technology continues to progress, so do lash enhancement treatments. Every week, there seems to be a new eyelash growth serum, eyelash stimulator, eyelash conditioner, or other type of eyelash enhancement product on the ... Views: 2708
With the growth in population, the impact on the environment also increases. At the same time, more and more people are becoming aware of the environmental issues and how environment affects public health. To safeguard the communities and public from polluted environment and hazardous waste, ... Views: 1097
Have you ever had the desire to inspire? That feeling that you wanted other people to look to you and feel their hearts getting warmer and their decisions to make the most of their lives clearer?
We have probably all heard of people or met others who seem to elevate us by the way they ... Views: 2434
We live in a time where the general attitude is: “each one for him or herself!” Yet, if you take the time to think about all the people in your life, you will realise that there are many who do not live by this philosophy. People who go out of their way to help, support and encourage others. ... Views: 1099
The beginning of the year is a time of dreaming about the future, setting new goals and striving towards making this year more of a success than the previous one. Most people have realised that New Year’s resolutions don’t work. You need solid goals to pursue. However, most of these goals ... Views: 823
This article will be short and sweet. Making distinctions, such as "hot/cold" is as important in self-help work, as it is when choosing what coat to wear today. In making any distinction, we have to define our separate terms, and then see where our beliefs overlapped them, until we got to the ... Views: 1246
How does stress affect your overall health? Here are 3 ways how...
Stress suppresses the functions of your immune system
Think back how many times you called in sick at work during the last 2 months...or the last time you got a bad case of cold? Did you get it right after the ... Views: 842
If you are a non-smoker and think you are safe from the health effects of second hand smoke, think again. The truth is you face a greater risk for diseases caused by smoking.
Do you live with a smoker? Effects of second hand smoke are much deadlier. You are not protected from every harmful ... Views: 1314
Natural treatment for depression includes treatments such as homeopathic and herbal treatments. Hypericum perforatum, 5-Hydroxytryptophan (5-HTP), S-adenosylmetionine (SAM-E) etc are some important herbs that play a vital role to treat depression naturally. Thus, there are several herbs and also ... Views: 606
A professional skin care regime is one of the most important parts of maintaining your skin's health. Your skin is not a smooth surface like a sheet of glass. On the contrary, your skin is more like a riverbed, full of little lumps, bumps, crevasses and holes. You can give these dermatological ... Views: 1087
I am real is a framework I created a while back to help give my clients a greater awareness on how to make changes in their life. Not just changes but lasting changes. Because we all change something about us for a minute, hour, or even days. But how often do we commit to lasting change? I ... Views: 1095
Almost everyone (except some weird people) loves dogs and they want one at their home. Dogs are certainly among the most preferred pet at every home. However, dog lovers should take proper care of them. They also need different kind of care during different seasons. Especially during winters, ... Views: 779
The other day, I had the good fortune to connect with a dear friend that I had not spoken with in a while. I always feel so good when I spend time with my friends. I am convinced that our best moments in life are spent in the company of people that we love.
We chatted lightly for a while ... Views: 1375
What you think about influences what you notice in your environment. Think thoughts of abundance and you will find that abundance appears uppermost in your experience.
An element of becoming a conscious thinker is to notice what gets your attention.
Right now, there are an infinite number ... Views: 2413
Early pregnancy signs don’t simply mean a missed period or craving for specific food. There are several indicators which help confirm the evolution of a new life within you from the time you conceive.
On conceiving, your body readies itself for motherhood by releasing the specific hormones. ... Views: 870
Stop loss, co-insurance, and deductible are three main factors that you need to take into careful consideration while comparing PPO and high deductible health insurance plans. Both these plans have deductibles. However, the amounts vary depending upon the type of plan that you choose. The ... Views: 1889
Next to our family, our pets are one of the important in our lives. Our pets can protect and support, entertain and nurture us. These pets can deserve a good health, and in exchange of their goodness to us, we must protect them, and be conscious about their health.
Heartworm, fleas, ticks ... Views: 1095
Developing your leadership capabilities is crucial to your MLM success. Highly Effective Leaders consistently attract prospects to their opportunity, they do not chase them. Highly Effective Leaders:
1. Develop and Use Their Potential
Highly Effective Leaders consistently work on ... Views: 3061
“I hear and I forget. I see and I remember. I do and I understand.” – Confucius
They say the only two certainties in life are death and taxes. Well, I think there’s a third…STUDYING! This inescapable fact applies to all of us at some point or another. And even after that final bell has rung ... Views: 7112
The Influence of Positive Thinking
When a person is full of positive thoughts, life is just simply better for them. They seem happy, content and seem to attract the attention of a lot of people. You must have come across people like this in your life some day or the other. When everyone else ... Views: 1242
Every year when summer approaches, the desire to get a well developed, defined set of abs increases. Unfortunately for the majority of us we have absolutely no clue as to where to start. Conditioning your stomach muscles is really broken up into 2 parts: building muscle, and fat reduction. In ... Views: 957
It is always exciting to see how current brain research and brain imaging techniques prove why psychological and spiritual techniques work in our lives. It turns out that our brains don’t really know the difference between whether something is actually happening in our lives or whether we are ... Views: 2008
I have been in the People Business for over 26 years and in this span of time have read, along with my staff, over 30,000 resumes. These have come from people in every segment of the work force but primarily, these resumes are from Executives and Managers. You would think the people that have ... Views: 1554
One of the most important factors in selling a home involves the overall condition of the paint on both the interior and the exterior. In both cases this can be a make or break point for the sale. If there is any painting that needs to be done, it can be done very affordably and can add a lot of ... Views: 1432
In the battle against cancer, it can be overwhelming to think about the diversity of treatment options. Making an educated decision often involves investigating the latest breakthroughs in cancer therapy, exploring facts about available drugs, and discovering different methods of cancer ... Views: 995
Every August, new faculty and staff arrive on campus, to begin their new jobs. The month is packed full of meetings and preparations, and soon enough fades into memory, as freshman orientation passes, classes begin, and at some schools, football and tailgating roll into town. For new staff and ... Views: 1294
The second leading disease caused death among males in North America is prostate cancer. It is also the most common form of cancer in the male population. It is most commonly diagnosed in men over the age of 65 and increases in incidence with advancing age. Approximately 189,000 men will be ... Views: 2105
I spent over 15 years working in higher education, 13 of which were in residence life. This meant that there were several times of year when I spent more time on campus getting ready for students to arrive than I did with my family. It wasn't uncommon during August to work until 1 a.m. some ... Views: 1832
If you are like most people you're familiar with finally resolving to make a positive change in your life. Perhaps start a new diet, get a new job, start working out etc. In the past you started with the best of intentions, determined that this time you would succeed.
If you were/are one of ... Views: 1711
Many people are looking for that one thing that will make them happy, whether it be wealth, a relationship, a new career, etc. At the same time many people have gotten what they thought they wanted, only to find out it wasn't what they wanted at all. They search endlessly for something outside ... Views: 1618
I am not going to sit here and act like I am some righteous saint who always does the right thing in every situation.
I will however let you in on a little secret that has helped me tremendously in my business building efforts.
Jesus said something very profound.
He who wants to be ... Views: 1095
“That time has come when discrimination with reference to communities, social status, gender and nations, will come to an end. Entire world humanity will live like brothers and sisters.”
- ARTHUR CHARLES CLARK
“If in a particular country, if one or two court cases are fought, people will ... Views: 1252
Presentation skills, conversation skills and writing skills are the three keys to effective communication. In this post, I'd like to focus on some tips for using non verbal communication to improve your presentation skills.
Eye contact helps indicates your interest in the people in the ... Views: 1125
Relationship building may be the most important of the success competencies. No one can do it alone. If you want to create a successful life and career you need to learn how to build and maintain strong relationships. Period.
I am in North Carolina as I am writing this post. I am doing a talk ... Views: 1065
I love the Dilbert comic strip -- even though it often points out the how dysfunctional our workplaces can be. Sunday's strip was a classic. Dilbert approaches one of his colleagues and says…
"Could you make these changes in the database? It will only take five minutes."
Colleague: "Ooh I ... Views: 1042
Network marketing is no different to any other business when it comes to getting your business off its feet. However, 97% fail in the industry as a result of 4 major elements: inability to develop a MLM lead list due to a lack of home business leads, a lack of downline duplication, a lack of ... Views: 958