Top 10 Finance Apps for Your Phones

Take Care of All Your Financial Organization With These Great Apps
Living in the 21st century provides plenty of exciting new financial opportunities. You can do all your banking through the internet, get fast cash through Online Title Loans and even apply for 2nd lien title loans through an online application. And, of course, more apps are coming out every day that can help you better manage your money and make it grow. Here are 10 of the top finance apps you can get on your mobile device right now.

1. Mint
When it comes to budgeting and watching how you spend your money, it’s hard to beat Mint, a free app offered by Intuit, which makes TurboTax and QuickBooks. Mint allows you to sync all your credit cards, bank accounts and bills to it, making it easy to keep track of when all your bills are due. It can provide spending advice if you want it, and it also shows you your current credit score.

2. Debitize
With all the great rewards credit cards out there, it’s a smart move to use a credit card for every purchase and maximize how much you earn in rewards. But you can get into trouble with this if you rack up a balance you can’t pay by the due date. That’s where Debitize comes in. The app automatically tracks every credit card transaction and takes an equivalent amount from your checking account. It reserves this money, and then uses it to pay your credit card bill.

3. Clarity Money
Clarity Money allows you to sync your bank accounts, and when you do, it helps you analyze all your spending. It has several useful features, including:

A tool that looks for subscriptions you may not be using anymore.
A tool that negotiates lower rates for you on recurring expenses that are higher than normal. If it ends up saving you money through its negotiation feature, it does have a fee, which is one-third of what you save.
4. Acorns
Acorns offers a simple way to get started with investing. Whenever you make a purchase, Acorns rounds it up to the nearest dollar and puts the extra money into an investment account. The app does charge a small service fee, but you’ll still come out ahead through the investing it does for you.

5. You Need a Budget
There are plenty of budgeting apps out there, but You Need a Budget is unique in that keeps you accountable and requires you to only use your current income. There’s no planning for future windfalls or inheritances from rich uncles. It also offers online classes taught by financial instructors, making this app an excellent choice for getting out of debt.

6. Personal Capital
What is your net worth? If you aren’t sure, Personal Capital can help you find out and keep track. This cash-flow app is ideal for monitoring your spending and putting together plans to build your wealth. It also has investment tools available that can make suggestions on where to invest.

7. EveryDollar
EveryDollar takes a zero-based budgeting approach, which is something you’d typically find with businesses and corporations. It makes for a new and effective approach to personal finance where every dollar of your income must be allocated for a specific purpose.

8. MoneyLion

Although MoneyLion is known for issuing loans, it’s more than just a lender, and its app is a testament to that. One of its coolest features is Grow Your Stack, which displays your current savings as stacks of money. Seeing what your money really looks like can be fun, and it’s great motivation to save more.

9. Stash
Like Acorns, Stash is another micro-investing app that lets you invest very small portions of your money into portfolios. It works similarly to other apps in this vein by offering different portfolios based on how much risk you’re open to, but it also has other options for selecting where you’re investing. For example, you could choose to invest in companies focused on specific causes, such as clean energy.

10. Long Game Savings
If you’ve been wanting to save more money and you’re also a mobile game enthusiast, Long Game Savings is just the app you need. When you are good about saving your money, this app rewards you with coins, and you can then use those coins for games. Saving money can be its own reward, but it’s also nice to get a little bonus from this app.

Check out those 10 apps and see which ones fit what you’re looking for. It’s best to figure out what your current financial goals are before you start downloading apps, as different apps could suit you best depending on what you want to do. For example, if you’re trying to get out of debt, Long Game Savings may not fit, but You Need a Budget could do the trick. Narrow down the list, and then give your top choices a try.