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As the affordability of healthcare spins away from most Americans the statistics surrounding the healthcare industry paint a couple of pictures; one of a populace that increasingly requires healthcare, the other of institutionalized care designed to generate immense profits while impoverishing ... Views: 949
As reported recently in the Wall Street Journal, a study of prescription patterns in 2009, conducted by IMS Health, showed that 25 percent of children in the U.S. were on regular medication. According to the study, 45 million children are taking asthma medications, 24 million are taking ADHD ... Views: 594
According to U.S. government calculations, the unemployment rate had a huge drop down to 9% in January. The headline number indicated that maybe the worst is over and that America is hiring again. A look at a couple of numbers inside the report took the air out of the report pretty quickly and ... Views: 592
The greatest benefit of starting your own business is that it’s all yours. You have the freedom to work the hours you want, decide on the work to be done each day, and run your schedule to your choosing. A second substantial benefit of starting an your own business is that, like many successful ... Views: 657
If you starting a new business, the beginning of a new venture that provides a fantastic opportunity should be accompanied by a bunch of excitement and anticipation, right? Setting your goals, developing your strategy, an imagining your life once you’ve achieved what you set out do should have ... Views: 580
In exempting up to twenty industrial facilities from new federal controls on air pollution and the gases blamed for global warming, the Environmental Protection Agency (EPA) has signaled that the Obama administration does not have the political will to move aggressively on any kind of global ... Views: 624
In President Obama’s weekly address, he mentioned a visit he made to Penn State this week to learn about energy-efficient technologies at the school's Energy Innovation Hub. He specifically mentioned how researchers and students are designing more energy-efficient buildings as they move toward a ... Views: 636
The job landscape in the US has been in the process of dramatic change, even prior the start of the recession. Two of the main reasons that these jobs are disappearing are advances in technology and the opportunity for companies to outsource work to offshore locales where labor costs are a ... Views: 690
Almost six months after the blowout of the Deepwater Horizon was capped, a commission tasked with analyzing what exactly happened has come out with a report that won’t satisfy those on either side of the issue. While it didn’t ask for a ban on offshore drilling neither did it provide a return to ... Views: 560
Protests have been growing in size and violence for the last several days in Egypt, led on the street by people in their twenties suffering from inflation, exaggerated unemployment, and institutionalized corruption. Additionally, protests against entrenched governments aren’t limited to Cairo. ... Views: 554
Quantifying the global warming problem is as easy as understanding three numbers; 275, 388, and 350.
275 – During all of human history, up until about 200 years ago, our atmosphere contained 275 parts per million of carbon dioxide. Measuring in parts per million is a standard method of ... Views: 512
I think I can safely speak for just about everyone on the planet when I say that being deep in credit card debt sucks. Whether you went on some crazy spending spree with your favorite Visa card, or had to resort to paying bills with your MasterCard to help make ends meet, ending up with large ... Views: 637
Looking at the latest trends in financial patterns among US consumers, it’s safe to say that many of them have begun to learn the lessons of the Great Recession. In the third quarter this year, consumer debt has continued to go down. While much of this has to do with the fact that some ... Views: 1351
Most of the incredibly effective ideas, tools and techniques that I am going to introduce to you in this article, are not new. They are all common sense and really simple to apply in your life and if you use them will make a massive difference to your financial wealth. The one huge challenge ... Views: 1587
Granting you incurred numerous personal loans, and you've got a hard time managing your financial circumstances just to pay off each and every unsecured debt. Striving all the time pondering ways to get your debts paid, you could think of claiming an individual bankruptcy. Yet, personal ... Views: 1042
Making such an important decision to use credit consolidation services to regain control of your future finances is very serious and therefore should only be made after thinking this through thoroughly. With no end in sight as far as economy growth goes, these types of companies are in high ... Views: 735
The problem of unclaimed state money is not a new concept to the U.S. economy as the state has been facing the problem for years. States, along with the federal agencies, are trying their best to locate the rightful owners and make them claim what is rightfully theirs. After a lot of efforts ... Views: 677
Unclaimed money is definitely real. Money, or any type of property, can become unclaimed or abandoned in many ways. Some may have forgot about their bank accounts due to sudden change in address or change in employment. People often tend to lose track of their earnings when situations like ... Views: 740
Incidents of individuals going completely broke financially became common post recession in US in 2009. Millions of Americans suffered job losses and subsequent lowering of income. In spite of recession being practically over, the current unemployment rate in USA is still low with leading firms ... Views: 725
Debt firms still provide assurance to consumers and business people alike. When individuals need cash, they borrow cash from lending businesses. It's the same for business people. They borrow money for capital, investment, and many other expenses. Debt firms give a helping hand to these people ... Views: 999
Have you dreamed about living a life where you are financially independent, where you control your financial destiny and no one has claim to your financial resources? Achieving a life where you are the master of your financial future and you are able to live off the proceeds of your investments, ... Views: 1267
All of the Credit score is definitely established referring to a new financial history. Right there happen to be a couple of largest credit agencies together with Equifax, Experian and as well , Trans Union. All of these reporting agencies provide partially alternative plan involving scoring. ... Views: 883
Selecting the unsecured credit cards for people with bad credit calls for all of them to obtain good credit ratings. Routinely unquestionably the credit scores range provided by 300 to make sure you 850, the main credit rating around 700 feasible everyone to be able to make the grade to get a ... Views: 1319
Finding unclaimed money is a great way to improve finances. It is because of the mass campaigning that every state in the U.S. is carrying out that the concept of unclaimed funds seems to be familiar to all now. Other than being a burden on the state government and the agencies who are managing ... Views: 589
If you are looking for information that can help you manage your credit card in the best way possible, then you have stumbled upon the right piece. In the remainder of this article, we have listed down and tackled four excellent tips that can help you in your quest to responsibly handle your ... Views: 756
Unclaimed money sounds too good to be true. People living in the U.S. were amazed when they were introduced to the concept of unclaimed money because the subject seems to be quite unrealistic. Adding to the astonishment of the people, most were actually unaware of the fact that they might be ... Views: 659
A new UK-based site, InstantLoansDirect.com, is trying to attract new borrowers by offering so-called 0% interest payday loans. They offer short term loans without interest, but there’s a catch. There is no interest for the first eight days, but after that initial period, there’s a daily fee ... Views: 1928
Do you have bad credit increase and desire to get better it? You can do it now very simply by consolidating all your debts into a lone debt. Yes, it is likely now with bad credit debt consolidation loans- an restricted chance for bad credit scorer to improve their credit score.
How bad ... Views: 1845
Managing your debt problems can be a tedious task as the work involves a whole lot of stress. Therefore, if you manage your finances properly and avoid leading a flamboyant lifestyle then you can avoid the need for debt relief program. When you're struggling get out of debt then you can opt for ... Views: 631
To process card payments, as an entrepreneur you've got to be outfitted having a card terminal or perhaps a merchant account processor. This irreplaceable electronic apparatus accepts swipe and manual key-enter of imperative information necessary in Visa card transactions. Related transactions ... Views: 760
There has been a long list of borrowers either foreclosed on or waiting to be foreclosed on by Bank of America. The country’s largest bank has been under fire in recent months for its unfair business practices and lack of good faith with relation to modifying toxic mortgages and administration ... Views: 571
The governments Making Home Affordable Program (HAMP) released in March 2009 was designed to help homeowners modify mortgages and stay in their homes. While qualifications for HAMP seem pretty straight forward, the governments program appears to be failing.
While many borrowers have applied ... Views: 595
Here are two logical ways to get off on the right foot to your fresh start after filing bankruptcy.
1) Pay Your Bills on Time
It makes sense to show your creditors you are credit worthy and there is no better way than by paying your bills on time. If you have retained possession of your ... Views: 678
If your home is in foreclosure, taking immediate action to stop the foreclosure process is critical if you want to save your home. Contacting a bankruptcy attorney that understand foreclosure defense is essential. If you have received the “Notice of Default” or a “Notice of Trustee Sale” from ... Views: 568
Amid our country’s mortgage mess, homeowners continue to fall victim to “Loan Mod Hell!” Borrowers are being victimized and no one knows whose friend or foe! So who’s the real scam artist, the loan mod attorneys out there, Fannie and Freddie, or your mortgage servicing company? In a recent ... Views: 763
The housing crisis, the recession, and the resulting job losses from both have many consumers seeking assistance for debt of all kinds. Add to these challenges the fact that credit card companies have been raising rates, fees, and payments in reaction to the passage of the Credit Card ... Views: 655
The problem of unclaimed money seems to increase everyday. The U.S. government has come up with different strategies and techniques from time to time to effectively return all this unclaimed money to its rightful owners. However, none of these methods prove to be effective enough to get rid of ... Views: 571
Lost money is a great way to increase finances. The state treasuries believe that one in every ten of the people in the states have lost money or property scattered in different parts of the state. Most of these are in the form of idle accounts that are still waiting with the bank for their real ... Views: 686
If you were under the impression that unclaimed funds or lost money are only within the state treasuries then you may be wrong. All the financial institutions are some of the best examples where lost money does exist. Public financial institutions, like Washington Mutual Bank, are reporting huge ... Views: 588
What is worst: death or debt? Imagine being overwhelmed by financial statements every week because you haven’t paid your dues yet. Loan companies have already been phoning you non-stop to question you about your outstanding debt. It’s really hard to find out which one is worst between death and ... Views: 753
I believe that you have achieved financial independence when you no longer need to dance to anyone else’s tune, unless you choose to. This is a stage you reach in your life where you get to choose what you do, when you do it and you are able to begin making a real difference in the lives of ... Views: 1251
In this day and age, what is immensely powerful with a huge impact on our lives? The answer is your credit score when it is about your financial life having direct influence on your personal life. Lenders, bankers and other financial institutions check the scores and the history to determine the ... Views: 681
All sorts of people find help with unaffordable debt payments thanks to the use of a debt management plan. A DMP can fix the disparity between debt payments and your ability to pay them. Yet, a debt management plan often means giving every lender less than was first agreed upon in the original ... Views: 942
Consumer debt can get out of hand in any number of ways, especially in an economy which is losing hundreds of thousands of jobs each month. Credit cards, medical bills and a host of other forms of consumer debt are accumulating on a monthly basis for consumers that are using these types of ... Views: 556
When we walk down the street, we tend to see happy consumers everywhere without a care in the world. The unfortunate reality however is that the average consumer carries thousands of dollars in charge card account debt. Looking for forms of debt relief that don't have a negative affect on credit ... Views: 952
Many different people receive debt management advice at different points in their life. It is important to prepare yourself and manage your finances effectively so that you do not get yourself into financial difficulty.
One of the largest causes of debt is the debilitating fear of tackling ... Views: 640
What a title huh? I know what most Americans who are reading this are probably thinking rite now, “This guy must be crazy! If I have charge card debt now, why do I need another credit card?”. Well, as much as a shocker as this may be, it is 100% possible for many people to get the financial ... Views: 963
Unfortunately, many people have found themselves in financial positions they never thought they would have to deal with thanks to the financial recession that we have been dealing with for the past few years. With credit card bills mounting, many Americans have found themselves looking into the ... Views: 916
As Christmas Eve approaches, many consumers will be rushing to finish their holiday shopping and preparations. And yet, a lot of people will be waking to a pile of credit card debt when the holidays are over. But this does not need to happen to you, especially not this year. Consider these ... Views: 890
Louisiana is often one of the states holding large amounts of unclaimed property that goes unrecognized. The law related to unclaimed property in Louisiana was passed in the year 1972, which was revised again in the year 1981. As per this law, people who have lost their property in any part of ... Views: 652